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Accidental Injury 

  • A lump sum payment of up to $100,0004
  • Automatic acceptance1
  • No medical tests needed to apply

Turn life's little bumps around with Suncorp's Accidental Injury Plan

Accidents happen when you least expect them. Wouldn't it be reassuring to think that you could afford to take a break to recuperate, or hire someone to help around the house if something were to happen to you?

Accident insurance can do just that. Our Accidental Injury Plan lets you rest assured that whatever may be waiting around the corner, you have someone on your side. Providing a lump sum payment of up to $100,0004 – in cases of serious injury – the plan can help with any financial inconvenience, and get you back on track before you know it.

Accidental Injury Plan Features

Cover for accidents anytime, anywhere starting from as little as $4.38 a week2

This price is based on a person aged between 18–65 years who has chosen the Standard package.

A lump sum payment of up to $100,0004

Amount of benefit payable for an injury will depend on certain factors including the type of injury sustained and the package chosen.

24-hour worldwide cover, 365 days a year

The choice of Standard or Plus packages

No complicated forms or medical tests to apply

Automatic acceptance1

10% Cash Back Benefit every 3 years3

Flexible payment options - fortnightly, monthly or annually

Accidental Injury Plan Packages

There are two packages to choose from, Standard and Plus. The table below shows the type of payouts you could receive.



Dislocations Dislocations
Standard Standard
Plus Plus




Knee, ankle, wrist, elbow






Fractures Fractures
Standard Standard
Plus Plus

Hip, pelvis (excluding sacrum), thigh shaft



Skull (excluding bones of the face or nose)



Lower leg (excluding foot), kneecap or ankle, vertebrae



Arm (including elbow, excluding wrist), sternum



Collar bone, foot (including heel, excluding toes), hand (excluding thumbs and fingers), jaw (excluding cheekbone), shoulder blade, wrist



Cheekbone, coccyx, eye socket, nose, rib or ribs, sacrum



Loss of sight or limbs Loss of sight or limbs
Standard Standard
Plus Plus

Loss of limbs or sight



Single loss of limb or eye



Want to know more?

This is just a summary, for full details of what is and isn't covered please refer to the Suncorp Accidental Injury Product Disclosure Statement (PDS) or see all other documents.

Cover in under 10 minutes

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Or call 1800 049 115

Mon - Fri 8am - 8pm EST