Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.
Why do I need flood cover when I’m not in a flood zone?
After the numerous flooding events throughout the country in recent years, it is important that we provide our customers with flood cover even if it is unlikely a flood will occur at their address.
For homes that may never flood, the percentage of premium that is charged for flooding risk is low. In the event of a flood, those customers are just as well protected as those who live in flood zones.
For full details of what we cover and do not cover you for, refer to the PDS.