Your policy has a 30-day waiting period before any payments will begin. You must be continuously disabled or involuntarily unemployed (whichever is applicable) for this entire period.

For Disability Benefit, the waiting period starts when you first consult a medical practitioner for the sickness or injury and ceased all work.

For Redundancy Benefit, the waiting period starts when you become involuntarily unemployed and are actively seeking employment.

For more information about claims, please refer to the PDS.