The Premium Pause Benefit allows you to stop paying premiums for up to 3 months each year you hold your policy. While the Premium Pause Benefit is in place, no cover is provided by your policy for the Disability Benefit or the Redundancy Benefit. This means that any sickness, injury or notice of unemployment that occurs during the period of the Premium Pause Benefit will not be covered.

You could also look at reducing the amount of cover you have to reduce the cost of your premium.