We can pay your insured monthly benefit or 75% of your usual earnings in the 12 months prior to the claim, whichever is less. You can never receive more than 75% of your usual income from all sources. This means that, if you receive other disability benefits, you can still receive this benefit, as long as the total amount of income you are receiving from all sources during a claim does not exceed 75% of your taxable earnings prior to the claim.