Decks, pergolas, pagodas, verandas and balconies

One of the best things about Australia is our idyllic climate, and if you’re so lucky, you can enjoy the sublime weather on your deck, veranda, balcony, or even under your own pergola or pagoda. Better still, these can be insured under Suncorp Home Insurance.

What policy provides cover

What's covered?

We cover decks, pergolas, pagodas, gazebos, verandas and balconies at your insured address.

What's not covered?

There are some instances where you will not be covered. Such as, where loss or damage is caused by, connected with, or arises from any part of the home not being in good condition or having wear, tear or deterioration from ordinary use or ordinary effects of natural forces.

We also do not cover loss or damage caused by, connected with or arising from poorly designed and non-approved external structures, without obtaining appropriate permits and that do not meet building laws or regulations.

You can learn more about cover and other exclusions in the Product Disclosure Statement.

Explore the Product Disclosure Statement (PDS)