Accidental damage at home

Accidents happen every day – including in and around the home. Accidents like tripping on the rug and damaging your wall, as you break your fall. It's nice to know that if this happens, Suncorp offers 'Accidental damage at home' cover.

What policy provides cover for 'Accidental damage at home'?

Accidental damage at home is optional for our Classic level of cover for an extra premium.

What’s great about accidental damage cover is that you can lodge a claim for it, even if a specific insured event hasn’t occurred.

What’s covered?

If you have Classic Extras or Classic Advantages cover, Accidental damage at home is automatically included for accidental loss or accidental damage to your home during the period of insurance – such as the breaking or damaging something at the insured address.

With Classic cover, whilst it is not automatically covered you can add this cover for an extra premium. The limit we will pay on this cover is the home sum insured.

What’s not covered?

There are instances where you will not be covered under this policy, such as when you cannot establish that an incident covered by your policy took place at a certain time and date.

You can read about the other instances where your policy will not cover accidental loss or accidental damage in the Product Disclosure Statement.

Explore the Product Disclosure Statement (PDS)