Wear, tear and deterioration

NOT COVERED

What’s not covered

Loss, damage or legal liability for or caused by, connected with or arising from wear, tear and deterioration of the home, unit, or contents from their ordinary use or the ordinary effects of natural forces such as weather, action of light, atmospheric or climate conditions, and rising damp.

Some examples include, but are not limited to:

  • tiles or their adhesive or grouting breaking down
  • weathering of roof tiles or roof ridge capping
  • weathering of bricks, mortar or concrete
  • weathering of pot plants and their pots
  • wear and tear or fading of carpets, furniture and furnishings (including curtains and drapes).