Impact
COVERED
If your home or contents have been damaged by impact, you undoubtedly have some questions that need to be answered, especially regarding your insurance coverage. Learn more about cover under Suncorp Home and Contents Insurance below.
What policy covers impact?
What’s covered
If your home and/or contents are lost or damaged due to impact (or by a power surge caused by impact) by certain objects, you can lodge a claim for them. This includes impact by a falling tree, TV antennas or satellite dishes, drones, motor vehicles, aircraft or trailers, or even space debris or meteorites.
What’s not covered
There are instances where you are not covered for impact, such as for loss or damage to driveways, paths and underground services caused by a road vehicle or earthmoving equipment, loss or damage caused by trees being lopped by you or someone authorised by you.
We also don’t cover loss or damage caused by a falling tree or part of a falling tree (including the roots), when they are being carried in or by water or water is causing them to move.
You can see the instances where your home and contents are not be covered from impact (and any limits or conditions that apply) in the Product Disclosure Statement.