What policy covers ride-on mowers
We cover ride-on mowers under our contents cover. Know that for a claim on item with a replacement value of over $3,000, we will ask for proof of purchase, a professional valuation and a photograph.
What’s not covered
There are some instances where you will not be covered. This includes but is not limited to, legal liability in connection with use, ownership or instructing someone on how to use domestic gardening equipment (e.g. ride on mower). Unless at the time it was being used legally and did not have to be insured under any compulsory third party insurance laws or motor accident injuries insurance laws as instituted by and within your State or Territory.
You can learn more about this coverage and any other exclusions in the Product Disclosure Statement.