What policy covers general contents
We cover your general contents, but some contents have no limit (other than the total contents sum insured). For example these include furniture, electrical appliances (fridge, TV), carpets, blinds, clothes and manchester.
For more valuable contents items, we will ask for evidence to substantiate your claim. For a claim on an item with a replacement value of over $3,000 we will ask for proof of purchase, a professional valuation and a photograph.
What’s not covered
There are some instances where you will not be covered. For example, we do not cover anything that is considered part of the home. You can learn more about these or any other exclusions in the Product Disclosure Statement.