CONTENT ITEMS
Contents in Commercial Storage
COVERED
Protect your contents while they’re in commercial storage with Suncorp’s Contents Insurance policies. Learn more about this coverage below.
What policy covers contents in commercial storage
What’s great about contents in commercial storage cover is that you can lodge a claim, even if the loss or damage is not caused by an event in the “what we cover’ section in the Product Disclosure Statement.
What's covered
If you have contents cover, we’ll cover your contents while stored in a secure commercial storage facility for loss or damage caused by an insured event during the period of insurance, provided the commercial storage facility is lockable, is fully enclosed by walls (including doors), floor, and roof, and only accessible by you or someone authorised by you.
The most we will pay for any one incident for all levels of cover is explained in the table above. For claims on single items with a replacement value over $3,000, we will ask for proof of purchase, a professional valuation and a close-up photograph as a minimum.
What's not covered
We do not cover loss or damage from theft when there is no forced entry, contents stored outside Australia or to food or perishables of any kind. We also don’t cover contents located in storage after your contents policy at the insured address ends. To learn more about this coverage and the exclusions you can find them in the Product Disclosure Statement.