Accidental damage at home (contents)

Accidents can happen every day - including in the home to your contents. Like tripping on the rug and spilling your coffee onto that nice new sofa of yours. So, it's nice to know that if this happens, Suncorp’s 'Accidental damage at home' offers cover for accidental loss or damage to your contents. 

What policy covers accidental damage at home (to contents)?

Accidental damage at home is optional for our Classic level of cover for an extra premium.

What’s great about accidental damage to contents cover is that you can lodge a claim for it, even if a specific insured event hasn’t occurred. 

What’s covered

If you have Classic Extras or Classic Advantages cover, Accidental damage at home is automatically included for accidental loss or accidental damage to your contents during the period of insurance – such as breaking or damaging something at the insured address.

With Classic cover, whilst it is not automatically covered, you can add this cover for an extra premium. The limit we will pay on this cover is the general contents sum insured.

What’s not covered

There are instances where you will not be covered under this policy, such as when you cannot establish that an incident covered by your policy took place at a certain time and date.

You can read about the other instances where your policy will not cover accidental loss or accidental damage to your contents in the Product Disclosure Statement.

Explore the Product Disclosure Statement (PDS)