You can access insurance through a Suncorp Everyday Super or Suncorp Brighter Super account if you’re eligible. Then it all depends on which account you have with us.

In Suncorp Everyday Super, you have two options:

• You can leave it all to us and you’ll automatically receive Life and Total & Permanent Disablement (TPD) cover if your eligible.  The amount of cover you get will depend on your age, and is based on the typical debt levels of someone your age. We’ll automatically change your level of cover as you get older, so we give you more insurance when you’re likely to have higher debts to cover, such as when you have a mortgage or children;
• You can choose your own level of cover and, provided you meet the eligibility criteria, you can apply for a maximum level of cover of up to $850,000.

Insurance in Suncorp Brighter Super works in two ways depending on who set up your account:

• If your employer set up your account, you’ll automatically receive the cover they’ve selected if you’re eligible; or
• If you or your financial advisor setup your account directly, you can apply for insurance cover.

To learn more about how insurance in super works, take a look at the product guides.