Suncorp Everyday Super®

Set up your super with a trusted Australian financial institution and know that you’re in safe hands.

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Why choose Everyday Super?

For a simple online super account with investment and insurance options that can automatically adjust to reflect your changing needs, consider Everyday Super.

Fees and Costs

Transparent and simple fee structure.

Flexible investment options

Investment options that automatically adjust to suit your age.

Online & mobile access

Manage your super 24/7 by logging into your online account from wherever you are.

What are the fees?

The table below gives a summary of some fees and costs for a super account in Everyday Super. Not all fees are included. Learn more about fees and costs (including for pension accounts) in the Product Disclosure Statement and Product Guide. You can find links to these documents below.

Fee

Suncorp Lifestage Fund

Other investment options

Investment fee1, 2

0.21% pa

Ranges from 0.19% pa to 0.71% pa depending on the investment option you choose

Administration fee1, 2

Balances up to (and including) $50,000 - 0.54% pa

Balances over $50,000 - 0.76% pa

Suncorp Cash Fund – $7.65 per month

Other options - 0.76% pa + $7.65 per month

Switching fee

Nil

Nil

Buy-sell spread3

+/- 0.10%

0 to +/- 0.18%

Indirect cost ratio4

0.01% pa to 0.02% pa

0.00% to 0.12% pa

Note: Other fees and costs may apply to your account.

How has this fund performed?

If you don’t want to choose your investment options and just want to leave it to the experts, we will do all the work for you. We will automatically invest your money in an investment strategy based on your age and automatically adjust the investments as you get older.  Suncorp Everyday Super has been a strong investment performer across each lifestage segment. Our investment strategy allocates a diversified investment mix based on age and automatically change your investment mix over time to suit your changing needs and risk appetite.

This means that when you're younger we put more of your money towards growth investments, like shares and property, then as you get older, we allocate more to income investments, which have lower risk and suit shorter timeframes.

Compare the performance of our investment options.

Insurance

With Everyday Super you automatically5 get Suncorp Lifestages insurance cover without the inconvenience of medical checks, which includes Life and Total and Permanent Disability (TPD) cover to an amount between $25,000 and $250,0006.

How does Suncorp Lifestages insurance cover work?

Your Suncorp Lifestages insurance cover will be tailored as allocated according to your age. We’ll automatically adjust your amount of insurance cover (i.e. the size of the payment you or your beneficiary would receive) as you get older to help cover the typical debt levels of someone your age and as you move towards retirement. 

Insurance Cover vs Current Age graph


The insurance fees for Suncorp Lifestages cover could vary from as little as $0.66 per $1,000 of cover for a male and $0.36 for a female7 with Life and TPD cover to as much as $87.70 per $1,000 of cover for a male8 and $47.24 for a female with Life and TPD cover, depending on your circumstances.

Paper option

MyGov instructions

Step1: Create a MyGov account, then link the ATO to your account. If you already have a MyGov account, just log in and click through to the ATO Section.

Step2: Go to the ‘Super’ tab.

Step3: Choose the fund you want to transfer your money from (called the ‘transferring fund’), and then fund you want to transfer your money to (called the ‘receiving fund’) from the funds listed.

Step4: Confirm your selection and your funds should move your accounts into one Account within three days.

Go the ATO’s MyGov page >

Combine your super online


It’s quick and easy to get your super together.
Login and click Search & combine, under the Grow my super tab.

Combine my super now

If you haven’t already verified your ID you will be asked to do so before combining your super, so have your driver’s licence ready. Alternatively, complete our rollover form or login to your MyGov account.

Before you consolidate your super, check with your other super funds about any insurance or other benefits you could lose.

Paper option

MyGov instructions

Step1: Create a MyGov account, then link the ATO to your account. If you already have a MyGov account, just log in and click through to the ATO Section.

Step2: Go to the ‘Super’ tab.

Step3: Choose the fund you want to transfer your money from (called the ‘transferring fund’), and then fund you want to transfer your money to (called the ‘receiving fund’) from the funds listed.

Step4: Confirm your selection and your funds should move your accounts into one Account within three days.

Go the ATO’s MyGov page >

Ready to become a member?

Our friendly team of consultants are here to help.

 

Open an account online

 

Call us

Mon-Fri 9am-5pm (AEST)

Things you should know

1. We receive a tax deduction for expenses related to administration and investment fees. As a result, the actual administration and investment fees you pay in Everyday Super will be reduced by up to 15%.

2. The percentage administration and investment fees have been rounded to 2 decimal places.

3. The range shown here is based on the latest information available to us. The buy-sell spread can change at any time and may exceed the maximum amount shown.

4. Costs are variable and may be more or less than the estimated amounts shown, which are based on the known actual or estimated costs incurred for the last financial year. Past costs are not a reliable indicator of future costs.

5. Members with occupations determined by us as hazardous are ineligible. If you have a 'pre-existing condition+' it may exclude you from being eligible for an insurance payout. Additional eligibility criterial apply. Consider the Everyday Super Product Disclosure Statement and Product Guide.

6. Level of Life and TPD cover will be based on your occupation, duties and average hours worked.

7. For a 15-19 year old female working in an office (white collar) with $75,000 of Life and TPD cover.

8. For a 60-64 year old male working in heavy manual work (heavy blue collar) with $50,000 of Life and TPD cover.