Suncorp Everyday Super®

Set up your super with a trusted Australian financial institution and know that you’re in safe hands.

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Why choose Everyday Super?

For a simple online super account with investment and insurance options that can automatically adjust to reflect your changing needs, consider Everyday Super.

Fees and Costs

Transparent and simple fee structure.

Flexible investment options

Investment options that automatically adjust to suit your age.

Online & mobile access

Manage your super 24/7 by logging into your online account from wherever you are.

What are the fees?

The table below gives a summary of some fees and costs for a Everyday Super account. Not all fees may be included.

Type of fee


How and when paid

Administration fees1, 2

$1.76 per week


0.76% pa (nil for Suncorp Cash Fund)

$1.76 per week is charged as a monthly fee of $7.65

+ 0.76% pa on your balance calculated on the average value of your account balance for the month.

These fees will be deducted by withdrawing units from your account on or around the last day of the month.

Investment fee1

Ranges from 0.16% pa to 0.71% pa depending on the investment option(s) you’ve chosen.

0.21% pa for the Suncorp Lifestage Fund

This fee is included in the daily unit price calculation for each investment option.

Buy-sell spread

Up to +/- 0.18% depending on the investment option(s) you choose.

Reflected in the buy and sell unit price of each investment option.

Investment Switching fee


No fees

Note: Other fees and costs may apply to your account.

How has this fund performed?

If you don’t want to choose your investment options and just want to leave it to the experts, we will do all the work for you. We will automatically invest your money in an investment strategy based on your age and automatically adjust the investments as you get older.  Suncorp Everyday Super has been a strong investment performer across each lifestage segment. Our investment strategy allocates a diversified investment mix based on age and automatically change your investment mix over time to suit your changing needs and risk appetite.

This means that when you're younger we put more of your money towards growth investments, like shares and property, then as you get older, we allocate more to income investments, which have lower risk and suit shorter timeframes.

Compare the performance of our investment options.


With Everyday Super you automatically3 get Suncorp Lifestages insurance cover without the inconvenience of medical checks, which includes Life and Total and Permanent Disability (TPD) cover to an amount between $25,000 and $250,0004.

How does Suncorp Lifestages insurance cover work?

Your Suncorp Lifestages insurance cover will be tailored as allocated according to your age. We’ll automatically adjust your amount of insurance cover (i.e. the size of the payment you or your beneficiary would receive) as you get older to help cover the typical debt levels of someone your age and as you move towards retirement. 

Insurance Cover vs Current Age graph

The insurance fees for Suncorp Lifestages cover could vary from as little as $0.66 per $1,000 of cover for a male and $0.36 for a female† with Life and TPD cover to as much as $87.70 per $1,000 of cover for a male‡ and $47.24 for a female with Life and TPD cover, depending on your circumstances.

† For a 15-19 year old female working in an office with $75,000 of Life and TPD cover.
‡ For a 60-64 year old male working in heavy manual work with $50,000 of Life and TPD cover.

You can combine your super using one of the following options:


Online option

Do it through MyGov

You can combine your Super through the ATO via your MyGov account.

Show me how

Fund information for your employer

Paper option

Download our form

Complete the rollover form and email it to us at

Fund information for your employer

Before you consolidate your super, you should check with your other super funds about any exit fees or loss of insurance or other benefits. If you’re unsure that consolidating your super is the right thing for you, speak to a financial adviser.   

Fund information for your employer

MyGov instructions

This is the easiest and quickest way to move all of your super into one account.

Step1: Create a MyGov account, then link the ATO to your account. If you already have a MyGov account, just log in and click through to the ATO Section.

Step2: Go to the ‘Super’ tab.

Step3: Choose the fund you want to transfer your money from (called the ‘transferring fund’), and then fund you want to transfer your money to (called the ‘receiving fund’) from the funds listed.

Step4: Confirm your selection and your funds should move your accounts into one Account within three days.

Ready to become a member?

Our friendly team of consultants are here to help.


Open an account online


Call us

Mon-Fri 9am-5pm (AEST)

Things you should know

1 We receive a tax deduction for expenses related to administration and investment fees. As a result, the actual administration and investment fees you pay in Everyday Super will be reduced by up to 15%.

2 The percentage administration and investment fees have been rounded to 2 decimal places.

3 Members with occupations determined by us as hazardous are ineligible. If you have a 'pre-existing condition+' it may exclude you from being eligible for an insurance payout. Additional eligibility criterial apply. Consider the Everyday Super Product Disclosure Statement and Product Guide.

4 Level of Life and TPD cover will be based on your occupation, duties and average hours worked.

5 For a 15-19 year old female working in an office (white collar) with $75,000 of Life and TPD cover.

6 For a 60-64 year old male working in heavy manual work (heavy blue collar) with $50,000 of Life and TPD cover.