Zero, zilch, zip, nothing, nada.
At Suncorp, we know your money matters
Standard interest rate
Bonus interest rate
Growth Saver interest rate
$0 annual fee
No annual fee for the life of the loan. That’s a saving of up to $11,250 over the life of a 30 year loan!
Eligible Suncorp customers can take advantage of special offers and discounts of up to 15% from over 100 retailers.
Get a helping hand with buying, maintaining and trading in your vehicle. Find your next car at a great price, trade in your old vehicle, or book a test drive.
Receive $1,500 when you refinance your eligible home loan with Suncorp Bank8
Apply by 30 September 2019, settle by 28 December 2019. $250,000 minimum refinance. Available only for owner occupied home loans in the “Home Package Plus” or “Back to Basics with Better Together Special”. Fixed Rate Special Offers excluded when taken exclusively. Further T&C’s and eligibility criteria apply.
The Suncorp Network. Creating a better today.
Through members of the Suncorp Network, you can get access to simple, everyday banking products to help you spend better and save better, as well as insurance products with easy online claims.
1. Special Offer: Monthly Account Keeping Fee waived for new Everyday Options accounts opened from 3 December 2018 until 30 June 2019. Fee will be charged and waived for as long as the account is held. Interest rates, fees and charges are subject to change without notice.
2. Interest Rates Effective 2 December 2017, subject to change without notice. Interest is calculated daily and paid at the end of the calendar month. Bonus interest is payable for every calendar month that you grow your balance by at least $200 and make no more than 1 withdrawal. Interest accrued does not contribute to monthly account balance growth requirement for bonus interest. If bonus interest conditions are not met the standard variable rate only will apply.
3. If you are eligible for more than one discount, we apply each in a predetermined order to the already discounted premium (usually before adding taxes and charges). Discounts are subject to change. Minimum premiums may apply. [Claims Free Rewards] are not applied as a discount.
4. The Reward and Recognition program ("Suncorp Benefits") is being operated by Loyalty Corp Australia Services Pty Ltd ABN 39 615 958 873. To be eligible for Suncorp Benefits you must hold a current eligible personal policy or service with Suncorp or an eligible personal product or service from one of the brands in the Suncorp Network. Full Terms and Conditions are available here.
5. Terms and conditions and credit criteria apply. Rates effective 26 July 2018.
6. The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Comparison rate is based on a $30,000 loan over 5 years.
7. First Home buyer – No annual ongoing fee
Applicable for Owner Occupier First Home Buyers who have never previously purchased a property. All applicants for the loan must be first home buyers and take out an Eligible Home Loan with Suncorp Bank. An eligible home loan is a First Home Buyers Standard Variable Special Offer or First Home Buyers 5 Year Fixed Rate Special Offer with minimum new home lending in the Home Package Plus of $150,000. The annual package fee of $375 will be charged and refunded for the life of the loan, expiring only if the loan is closed or varied out of the product or package. Offer valid from 12/09/2017 and is subject to change without notice and may be withdrawn at any time before a credit contract is entered into.
8. Refinance Offer
The Refinance Offer is applicable when you apply and settle an Eligible Home Loan with Suncorp Bank. An Eligible Home Loan is an owner occupied home loan that is: (1) applied for between 8 October 2018 – 30 September 2019 and settled by 28 December 2019; (2) refinanced from another financial institution; (3) $250,000 minimum loan refinance with a Loan to Value Ratio of 80% or less; (4) a Standard Variable or 1, 2, 3 or 5 Year Fixed Rate loan in the Home Package Plus, or Back to Basics Better Together Special; (5) Line of Credit / Access Equity Fixed Rate Home Package Plus Special Offers are excluded, except when application is split with another eligible loan product. (6) not established in the name of a company, business or trust. Refinancing of an existing Suncorp Bank home loan or pre-approvals are ineligible for the Refinance Offer. A limit of one (1) payment of $1,500 will be made to a borrower and if there is more than 1 borrower one (1) payment will be made to them jointly. Each borrower, whether individually or jointly, can only ever receive a payment of $1,500 once. If any of the borrowers have received a payment whether individually or jointly under the Refinance Offer previously then no further payments will be made. The $1,500 cash payment will be credited to the linked Everyday Options account which forms part of the Home Package Plus; or to the transaction account linked to the Back to Basics Better Together Special only, within 30 days of the settlement date. Suncorp Bank reserves the right to terminate the offer at any time. Applications subject to credit approval. Fees, and charges may be applicable. Full terms and conditions will be included in our loan offer. Depending on your financial circumstances, you should obtain independent advice before making any decisions regarding this Refinance Offer.
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