The age groups most likely to be involved in a motor accident  

13 June 2019

The 2018 AAMI Crash Index has revealed 41- to -50-years-olds made the msot motor vehicle claims during 2017/2018 financial year.

The data looks at claims from AAMI, part of the suncorp Network. It showed some interesting statistics about motor vehicle accident claims

Motor vehicle claims by age group

2017/2018 financial year

  • 41- to 50-year-olds were actually the most represented group (22.05%),
  • followed by 31- to 40-year-olds (20.29%).
  • The under 20 age bracket was the second least likely to make a car insurance claim (1.76%),
  • with the 21-30 age group making up just 13.29% of all claims.

Motor vehicle and motorbike claim volumes by age group

Percentage of drivers 

Explore car insurance options

When considering car insurance, it’s important to ensure that you’re adequately covered for every situation. Whether it be damage done to another person’s car caused by your vehicle, accidental loss or damage to your own car, or damage caused by an uninsured driver, it’s best not to leave anything to chance. There are different levels of insurance available, so take the time to read up and see which one best suits you.

What else did we learn from the 2018 AAMI Crash Index?

The 2018 AAMI Crash Index also revealed that most car accidents where a claim was made occured in victoria, which had 36% of all claims across the country.

In every state except Tasmania, nose-to-tail collisions were the most common type of motor vehicle claim. In Tasmania, collision with a stationary object made up the highest percentage of claim types (29%). Fortunately, there’s an insurance option for many car incidents. Check out the Comprehensive Car Insurance and Third Party Car Insurance to see what could be covered by each, so you can feel reassured the next time you take your set of wheels for a spin!

Motor claim types by state

Percentage of claims 


Read more:

Insurance is issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance. Consider the Product Disclosure Statement before making a decision about this insurance. The Target Market Determination is also available. This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it. Data from the 2018 AAMI Crash Index is based on [claims accepted for AAMI Insurance Motorcycle and Motor Insurance Policies] between 1 August 2017 and 31 July 2018. 

The information is intended to be of general nature only. Subject to any rights you may have under any law, we do not accept any legal responsibility for any loss or damage, including loss of business or profits or any other indirect loss, incurred as a result of reliance upon the information. Please make your own enquiries.