Life, Income & Funeral

Understand what to look out for in a life insurance policy, and how life insurance and income protection can help protect your family’s financial future.

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What to look for in a life insurance policy

If you’re looking to get a life insurance policy, it’s important to do your research. Here’s what you should look for when making a decision.

Should I wait to take out life insurance?

You may be fit and healthy and think you won’t need life insurance for a long time. But life doesn’t always go to plan and it’s best to be prepared.

When is the best time to get income protection?

Life’s important milestones such as a new job, getting married or a new home can be the right time for you to protect your income.

How will indexation affect my insurance?

Indexation refers to the increase in payment benefit in proportion to cost of living over time, commonly known as inflation.

How can life insurance help me?

Life’s milestones, such as starting a family or buying a home, can be an opportunity to evaluate what your future looks like. That’s where life insurance can help.

Do couples need life insurance?

If you're a young couple, it's hard to imagine why you'd need life insurance. But life is unpredictable and it's best to be prepared.

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SUNCORP HEALTH INSURANCE
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SUNCORP LIFE INSURANCE
Suncorp Life Insurance products, other than in some circumstances the Redundancy Benefit, are issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL companies are not part of the Suncorp Group. TAL Life uses the Suncorp brand under licence from the Suncorp Group. Redundancy Benefit provided on or before 31st March 2020 was issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) which is part of the Suncorp Group. New Redundancy Benefit policies and renewals offered from 1st April 2020 are issued by TAL Life. The different entities of TAL and the Suncorp Group of companies are not responsible for, or liable in respect of, products and services provided by the other.

Any advice on this page in connection with the Life products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260 (TAL Direct). General advice does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold a Life Product you must read the relevant Product Disclosure Statement. The Target Market Determination (TMD) for the product is also available.

TAL Life is proud to have adopted the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities.

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