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Money Habits
Protect Your Future
Sometimes we all need to be a bit selfish and think about ourselves. You may be caught up in other people’s present, but what are you doing to look after your future?
The short term, ‘feel good’ of spending and giving, can’t come at the expense of your future self. So do them a favour and start thinking about superannuation.
Because you care so much for others, I want you to step back for a moment and think about self-care.
You may be caught up in other people’s present, but what are you doing to look after your future?
The short term, ‘feel good’ of giving, can’t come at the expense of your long-term financial security - so cement this by sorting out your super.
First things first, check if you’re in a good fund, earning 7 per cent or more most years. Then think about paying in extra… you’ll avoid income tax if you do.
Finally, save 10 per cent of your salary outside of super, both for instant access and in case they change the rules again… either invest this or keep it in a high-interest savings account.
Whatever’s left after expenses is what’s available to lavish on your loved ones – and you’ll remain solvent and a source of security for them, forever.
Information is intended to be of a general nature only and any advice has been prepared without taking into account any person's particular objectives, financial situation or needs. You should make your own enquiries, consider whether advice is appropriate for you and read the relevant Product Disclosure Statement or Product Information Document before making any decisions about whether to acquire a product
