Protect Your Future

Because you care so much for others, I want you to step back for a moment and think about self-care.

You may be caught up in other people’s present, but what are you doing to look after your future?

The short term, ‘feel good’ of giving, can’t come at the expense of your long-term financial security - so cement this by sorting out your super.

First things first, check if you’re in a good fund, earning 7 per cent or more most years. Then think about paying in extra… you’ll avoid income tax if you do.

Finally, save 10 per cent of your salary outside of super, both for instant access and in case they change the rules again… either invest this or keep it in a high-interest savings account.

Whatever’s left after expenses is what’s available to lavish on your loved ones – and you’ll remain solvent and a source of security for them, forever.