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2 simple ways to find your lost super

26 July 2018

There’s something devastating about the thought of you losing your super. You work incredibly hard to build it up – and it’s likely to become one of your life’s biggest assets – so it would be such a waste for it to just get lost over the years.

Losing track of your super accounts can happen surprisingly easily – especially if you’ve ever changed your name, your address, or had a few different jobs. In fact, there is currently over $18 billion* of lost superannuation unaccounted for in Australia, just waiting to be reclaimed.

All up, over 6 million Australians have mislaid some of their super, so there’s a good chance you may have some cash languishing in super limbo. And we’re not talking peanuts – the average lost super balance is about $2,700.**

Find Your Super 

How to find your lost super

So, how do you track down any lost super – and more to the point, can you be bothered?

You should, because it’s really simple. You have 2 options:

1. Contact your super fund

Your super fund might be able to do the search for you. Just call and ask them, or look on their website. Some funds will even move any money they find into your preferred super account for you, leaving you free to sit back and enjoy thinking of creative ways to spend your newfound super. You can log in to your Suncorp Super online portal and use our SuperMatch tool to search the ATO database for any super accounts you may have. And, you can even roll over any super funds you find to your Suncorp account with only a few clicks. Gone are the days of clunky manual processes and filling out forms! It will only take you a few minutes to do.

2. Contact the ATO

The Australian Taxation Office can advise if you’ve got any lost super accounts. All you need to do is put your name, date of birth and tax file number into their SuperSeeker tool. 

If the prospect of reclaiming nearly three grand of your hard-earned money still doesn’t get you off the sofa, then think what that money could be worth in future. For instance, if you’re aged 40 now, $2,700 in lost super could grow to around $12,000^ when you’re 65. 

Not doing a lost super search is a bit like buying a lottery ticket and then not bothering to find out if you’ve won. If you’ve worked hard to earn your super, you should check to make sure you’ve got all you’re entitled to.

Get started using our SuperMatch tool, or call us on 13 11 55 for further assistance. 

*As at 30 June 2017

**Source: Australian Tax Office

^Assumptions: Gross investment return is 7.5%. Earnings are calculated at the end of the year. The projected amount is expressed in future dollars.


Suncorp Super products and this information are issued by SPSL Limited ABN 61 063 427 958 AFSL 237905 RSE licence number L0002059 (the Trustee), trustee for the SPSL Master Trust ABN 98 350 952 022, RSE Fund Registration No. R1056655 (the Fund). The Trustee is wholly owned by LGIAsuper Trustee as trustee for LGIAsuper (LGIAsuper) and is not part of the Suncorp Group. The Trustee uses the ‘Suncorp’ brand under licence. Suncorp Super products are not bank deposits or bank liabilities and are subject to investment risk, including loss of the interest and principal invested.  The obligations of the Trustee aren't guaranteed by any company within the Suncorp Group or the LGIAsuper Group, nor do either Group guarantee the performance of Suncorp Super products.

This is general advice only and doesn’t take into account your personal objectives, financial situation or needs. Before acting on any advice in this document, you should consider the appropriateness of the advice to your personal objectives, financial situation and needs. Before making any decision to acquire a Suncorp Super product, you should consider whether this information is appropriate for you and read the relevant disclosure documents, including the PDS, available at, or speak to your financial adviser.

SuperRatings Pty Ltd (ABN 95 100 192 283, AFSL 311800) (SuperRatings) does not issue, sell, guarantee or underwrite Suncorp Everyday Super. Go to for details of its ratings criteria. 

Before moving your superannuation, you should consider: any fees payable (e.g., for exit or withdrawal); where future employer contributions will be paid; whether current insurance entitlements will be retained or equivalent cover made available; and any other possible impact, e.g., to your investments or tax position.