My car

Your guide to car maintenance

17 August 2026

Just like us, our cars need ongoing maintenance check-ups to stay in peak condition. Servicing your car not only helps you stay safe on the road, it also helps maintain the value of your vehicle. That’s a good selling point if you’re ever looking to sell your car in the future.  

Booking your next service soon? Here’s what you need to know, and what you can do between services to make your next trip to the mechanic a little less painful.

Car servicing starts with car maintenance

Every car needs attention on a regular basis. But just how regular is regular?

The answer depends on a few things, including:

  • the make of your car
  • its age, and
  • its condition.

Some car manufacturers and mechanics will recommend a service every six months or 12,500 km, but that’s not a hard-and-fast rule. If you’re often driving in rugged terrain or conditions, for instance, you might want to see a mechanic more often.

If in doubt, it’s best to refer to your owner’s manual. 

How much does a car service cost?

If you’ve ever delayed a service due to cost, you’re not alone. But it’s important to remember that not sticking to a recommended service schedule risks major faults occurring in your car. If a major fault occurs, emergency repairs can cost thousands of dollars.

A typical service of your car can cost hundreds of dollars, depending on your car's needs, make and model. By regularly maintaining your car, you can keep the cost of future car services to a minimum.

What happens if I don’t service my car?

One of the biggest risks when you don’t service your car is your oil. Keeping to your scheduled services means your oil levels can remain healthy, provided they’re checked, depending on your car’s age and how often you drive. Not servicing your car can risk low oil levels and eventual engine failure.

Servicing your car helps it run more safely and reliably on the road. Services also pick up on any potential service issues, like malfunctioning brakes or problems with your car tyres.

Before your take it for service

Don’t ignore in-car warning lights

Most cars have lights on the dashboard to warn you if something goes wrong. These lights can alert to you to problems with:

  • the engine
  • your car’s oil level
  • your car’s coolant level
  • the braking system, or
  • incorrect tyre pressure.

Your owner’s manual will explain what each warning light means, and what you should do if one lights up.

Some problems require immediate action, like pulling off the road and shutting down the engine. So, if you see a warning light, don’t ignore it. If you do, you might be putting yourself – or those on the road around you – in danger.

Find a good mechanic

A good mechanic is a great ally to have – they can help you keep your car in great shape. 

If your car is covered by a warranty, your local dealership can service it. But that doesn’t mean you can’t go elsewhere if you’re unhappy with your local dealership mechanic. As long as a mechanic follows the service guidelines and manufacturer recommendations, your warranty won’t be affected.

If your car’s warranty has expired, it could be a good time to shop around for a mechanic. Do your homework by:

  • reading trustworthy online reviews
  • getting a referral from friends and/or family, or
  • visiting a few mechanics to compare services and prices.

During your service

A standard service conducted by your mechanic might include:

  • checking your engine oil and filters
  • repairing and replacing your spark plugs
  • flushing and changing the fluids in your car, and
  • checking your brakes.

Maintaining your car between services

Do the simple checks yourself

Knowing your way around your car could save you an expensive trip to the mechanic.

Not sure where to start? In this series of videos, automotive training advisor, Daniel Schonewille, shows us some basics. 

Stage 1: Safety checks

Deterioration and damage can happen without your notice, so it’s a good idea to check for signs like rust, scratches and dents on a monthly basis. 

Stage 2: Tyre check

Making sure your tyres are in good condition is essential for safety, but it can also be good for your car’s fuel economy.

Stage 3: Tyre pressure

Having over-inflated or under-inflated tyres can be extremely dangerous for both yourself and other drivers on the road. When you stop to refuel, consider checking your car’s tyre pressure.

Stage 4: Changing a fuse

If you don’t know where your car’s is, or what it does, you’re not alone. But it’s easy to change once you know how.

Stage 5: Brake system checks

A warning light might appear on your dashboard if there’s an issue with your brakes. If it does, it’s important to know what to do.

Stage 6: Brake lights and indicator checks

If your brake or indicator lights are faulty or damaged, it’s crucial to notice and fix them as soon as possible.

Stage 7: Coolant level checks

Engine coolant is a special liquid designed to keep your car from overheating. Make sure you have enough to prevent your car from damage or a breakdown.

Stage 8: Oil level checks

Many people know that having too little oil in your car can cause expensive damage, but do you know what happens if you have too much oil in your car?

Stage 9: Auto transmission level checks

How you check your transmission fluid is largely dependent on the make and model of your car, but there are some important signs to look out for.

Stage 10: Your motor toolkit

Investing in the right tools to carry out maintenance checks could save you money in the long run. Making them part of your car’s kit might also help you in the case of a breakdown or emergency.

Make sure you're covered

In the event of a breakdown, optional extras, like Roadside Assist, can help you get back on the road.* It is available as an optional add-on for an additional premium to new or existing Suncorp Comprehensive Car Insurance policies, providing 24/7 roadside assistance across Australia, regardless of who is driving, with unlimited service callouts (subject to terms and conditions). If you’re an existing Comprehensive Car Insurance customer, it’s easy to update your policy. Log in to My Suncorp, use the My Suncorp App, or contact us.

For full coverage details, please read the Roadside Assist Terms and Conditions.

Log in to My Suncorp

Want to compare your Comprehensive Car Insurance options? With three levels of cover to choose from, you can compare features and cover options.

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*Optional cover benefits are subject to the terms, conditions, limits, and exclusions of the insurance policy. You can't add optional covers after an incident and have damage or loss covered for that same incident. Optional covers must be added to your policy before the incident you're claiming for. Please refer to the PDS for more information. 

There is no cover for Suncorp Roadside Assist during the first 24 hours of adding the cover. Conditions and limits apply, including fuel value, towing distance and key assistance limits. Replacement battery cost is additional. See terms and conditions for details.

Insurance issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance. Read the Product Disclosure Statement before buying this insurance. Go to suncorp.com.au for a copy. The Target Market Determination is also available. This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it.

The information is intended to be of general nature only. Subject to any rights you may have under any law, we do not accept any legal responsibility for any loss or damage, including loss of business or profits or any other indirect loss, incurred as a result of reliance upon the information. Please make your own enquiries.

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