Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Suncorp Clear Options Business Credit Card

Streamline your expenses and cash flow with one convenient credit card account.

Call us, speak with a Lending Specialist. We are open 8.30am – 6.00pm, Mon – Fri.

Front of Suncorp business credit card

Front of Suncorp business credit card

Why choose the Suncorp Clear Options Business Credit Card?

Designed with both convenience and cash flow in mind, this card offers interest free periods plus the option to add up to 99 additional cardholders. Whether you have a large team or small, benefit by consolidating your business expenses into one convenient account. Plus you can upgrade to one of our Rewards Membership options and earn reward points on your spend.

Annual Fee

Purchase Rate 

18.45% p.a.1

Minimum Credit Limit 



Optional rewards program (fees apply)2

Additional Card Annual Fee


Interest Free period

up to 55 days on retail purchases 3

Our Suncorp Business Credit Card includes access to

24/7 Customer Service

Help anywhere, anytime is only a phone

call away.  Call us on 13 11 55

Additional Cardholder Options for Total Expense Management

Set a monthly limit and receive individual statements for up to 99 additional cardholders.

Personal Business Assistant (Rewards customers only)

Let us assist you with travel bookings, event and hotel bookings, gift shopping, conference services and more. Simply tell us what you need and we’ll source it for you.

Worldwide ATM Access

Accepted at over 29 million locations and ATMs in more than 170 countries.

Visa payWave

‘wave and go’ for faster purchases under $100

Visa Entertainment

Enjoy access to exclusive pre-sales, offers and competitions.4

The Suncorp Travel Centre (Rewards customers only)

Use our online portal to redeem Rewards points for travel.  You can search and book flights and hotels, rent cars, plus access a range of holiday packages.

And is protected by

Visa logo

Verified by Visa

Added security and authorisation for online purchases.

Security & Fraud Protection

With FRAUDSHIELD® and Visa Zero Liability.

Lost Card Replacement

Lost cards can be replaced within 24 hours in Australia.

Apple Pay. Helping you pay on the go.

Suncorp is making it easy to pay using your iPhone or Apple Watch, with Apple Pay now available.

You can now add your debit card or Suncorp Clear Options Credit Card.

Find out more

Suncorp and apple pay logos

Credit Card Terms & Conditions

For more details about our Clear Options Business Credit Card, download our Credit Card Terms and Conditions Document and Notice of changes to Credit Card Terms and Conditions and Other Important Information

For more details about our Business Rewards, download our Business Rewards Terms and Conditions Document

Terms and conditions, fees and charges apply and are available on request. Existing Suncorp Bank Credit Cardholders are not eligible to apply for introductory offers. Introductory offers cannot be used in conjunction with any other credit card introductory offers unless otherwise specified.

1. The Annual Percentage Rates for cash advances for the Suncorp Clear Options Business card is currently 19.45% p.a. The Annual Percentage Rate for purchases is currently 18.45% p.a. Interest rates are variable and subject to change. Interest rates current as at 01/04/2020.

2. All rewards are subject to the Terms and Conditions of the Suncorp Credit Card Rewards program for Suncorp Clear Options Business Credit Cards. The Suncorp Clear Options Business Credit Card earns 1 Point per dollar spent on Eligible Transactions up to 80,000 Points per card per 12 month period. An Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, payments to other Suncorp Bank accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Please refer to the full definition of Eligible Transactions which is set out on page 3 of the Business Rewards Program terms and conditions for further information on government related transactions in addition to how an Eligible Transaction will be determined.

3. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances on balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.

4. Visa Entertainment Offers supplied by Visa. Visit for details.

5. We charge you an international transaction fee of 3.4%, of which a 1% service and assessment fee is payable by us to Visa, for any retail purchase or cash advance transaction in; Foreign currency, once converted to Australian dollars; and/or Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located overseas. Note: It may not always be clear that the merchant or its financial institution/payment processor is located outside Australia.

Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098 (Citigroup) is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Ltd ABN 66 010 831 722, Australian Credit Licence No. 229882 (Suncorp Bank) promotes and distributes Suncorp Clear Options Credit Cards on Citigroup’s behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank internet banking and telephone banking). Suncorp Bank has not assisted you to make this application and does not suggest you apply for any particular Suncorp Clear Options Credit Card type. Citigroup, not Suncorp Bank, will be assessing your application.