Suncorp Clear Options Business Credit Card

Streamline your expenses and cash flow with one convenient credit card account

To apply, please visit your nearest branch.

Why choose the Suncorp Clear Options Business Credit Card?

Designed with both convenience and cash flow in mind, this card offers interest free periods plus the option to add up to 99 additional cardholders. Whether you have a large team or small, benefit by consolidating your business expenses into one convenient account. Plus you can upgrade to one of our Rewards Membership options and earn reward points on your spend.

Annual Fee
$45

Standard Interest Rate

18.45% p.a.

Interest rate may change without notice

Minimum Credit Limit

$2,000

Rewards

Optional Rewards & Frequent Flyer program (fees apply)¹

Additional Card Annual Fee

$45

Interest Free period

up to 55 days on retail purchases²

Our Suncorp Business Credit Card includes access to

24/7 Customer Service

Help anywhere, anytime is only a phone

call away. Call us on 13 11 55

Additional Cardholder Options for Total Expense Management

Set a monthly limit and receive individual statements for up to 99 additional cardholders.

Personal Business Assistant (Rewards customers only)

Let us assist you with travel bookings, event and hotel bookings, gift shopping, conference services and more. Simply tell us what you need and we’ll source it for you.

Worldwide ATM Access

Accepted at over 29 million locations and ATMs in more than 170 countries.

Visa payWave

‘wave and go’ for faster purchases under $100

Visa Entertainment

Enjoy access to exclusive pre-sales, offers and competitions

The Suncorp Travel Centre (Rewards customers only)

Use our online portal to redeem Rewards points for travel. You can search and book flights and hotels, rent cars, plus access a range of holiday packages.

And is protected by

Verified by Visa

Added security and authorisation for online purchases.

Security & Fraud Protection

With FRAUDSHIELD® and Visa Zero Liability.

Lost Card Replacement

Lost cards can be replaced within 24 hours in Australia.

Earning reward points

Business Credit Card holders have the option to upgrade to the Suncorp Rewards program with a choice of 2 levels of membership¹. You can also choose to redeem points at an individual or business level.

Standard Rewards Membership

$20 p.a. per card issued
Earn 1 Reward point for every dollar spent
(up to 80,000 points per card per year)

Premium Rewards Membership with Qantas Frequent Flyer

$69 p.a. per card issued
Earn 1 Reward point for every dollar spent
(up to 80,000 points per card per year)
Redeem 2.5 Reward points for 1 Qantas Frequent Flyer Point

Redeeming reward points

As a Suncorp Rewards Member, you can redeem your points as often as you like for a Reward that suits you. There are two easy ways to redeem:

Online:

View your points balance and redeem online through Suncorp Internet Banking - 24 hours a day, 7 days a week.

View the latest online rewards catalogue.

Phone:

Call the Suncorp Bank Rewards Centre on 13 11 55 between Monday and Friday, 8:00 am to 5:00 pm. Please note - only the main cardholder and authorised persons may redeem Suncorp Reward points.

Rates

Standard Interest Rate

18.45% p.a.

Interest rate may change without notice

Cash Advance Rate

19.45% p.a.

Interest Free Period

Up to 55 days on retail purchases²

Fees

Annual Fee

$45

Additional Card Holder Fee

$45

Rewards Membership Fee

Standard $20 per year per card

Premium $69 per year per card

Withdrawing money from within Australia

3.5% of transaction amount, minimum charge of $3.50

Late payments

$10 fee charged if your payment is not made by the Payment Due Date, and $10 every 7 days thereafter until the payment is made.

Dishonoured payments of cheques and Easi-Pay

$15 fee will be charged to your acccount at the time of dishonour, and interest is charged on the outstanding amount.

Statements & information requests

We'll send you a free monthly statement if you've used your card or maintained a balance during the previous month. $14 for additional statements and requests

Making purchases overseas

3.40% International Transaction Fee³

Withdrawing money overseas

1.50% cash advance fee (after conversion to australian dollars) and you may be charged a foreign currency exchange fee (if you're withdrawing in a foreign currency). Use of ATMs not owned by Suncorp may also incur a Foreign ATM fee. $1000 withdrawal limit applies.

Exceeded credit limit

A $40 overlimit fee applies when your credit limit is exceeded, debited to your account on the date your credit limit is exceeded and on each statement date in subsequent statement periods if your account remains overlimit. Overlimit fee applies to accounts activated prior to 1 July 2012.

Credit Card Terms & Conditions

For more details about our Clear Options Business Credit Card, download our Credit Card Terms and Conditions Document

For more details about our Business Rewards, download our Business Rewards Terms and Conditions Document and Important information about your Rewards Terms and Conditions and Rewards Program

Ready to apply?

Call Us

Speak with a Lending Specialist

We are open 8:30am - 6pm, Mon - Fri

Call us on 13 11 55

Apply in branch

Save time and bring your completed application form with you

Find your nearest branch

Existing Business Customers – Useful Forms

Changes to your card and account

Add Additional Business Credit Card Holder Form (NOTE: Directors must use the standard Add Additional Card Holder Form)

Credit Limit Increase Application Form

Change of Business Name Application Form

Payments

Auto Pay/Direct Debit Form (pdf)

Disputes

Dispute Resolution Form (pdf)

All forms and documents

1. All Rewards are subject to the Terms and Conditions of the Suncorp Rewards Program. Cash advances, balance transfers and certain other transactions set out under the definition of Eligible Transaction in the credit card Rewards Terms and Conditions do not earn Reward points.

2. The maximum 55 days interest free period applies when you pay your balance off in full for 2 consecutive months. If you carry a balance on your credit card from month to month the 55 days interest free period does not apply and you are charged interest from the date of purchase. There is no interest free period for Cash Advances or Balance Transfers.

3. We charge you an international transaction fee of 3.4%, of which a 1% service and assessment fee is payable by us to Visa, for any retail purchase or cash advance transaction in: Foreign currency, once converted to Australian dollars; and/or Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located overseas. Note: It may not always be clear that the merchant or its financial institution/payment processor is located outside Australia.

Fees, charges and credit criteria apply. Terms and conditions apply and are available on request.

Citigroup is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp Bank promotes and distributes Suncorp Clear Options Credit Cards on Citigroup's behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank internet banking and telephone banking).