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BUSINESS CREDIT CARD
Suncorp Clear Options Business Credit Card
Streamline your expenses and cash flow with one convenient credit card account with the option to add up to 99 additional card holders.
BUSINESS CREDIT CARD
Suncorp Clear Options Business Credit Card
Streamline your expenses and cash flow with one convenient credit card account with the option to add up to 99 additional card holders.
Recipient of Canstar's 2023 award for
Outstanding value - Rewards Business Credit Cards
Recipient of Canstar's 2023 award for
Outstanding value - Rewards Business Credit Cards
55 day interest-free
Retail Purchases
Retail Purchases are all purchases of goods or services charged to the Credit Card, excluding all Cash Advances, Balance Transfers, Instalment Payment Plans, fees and charges.)
Interest-free period of up to 55 days on retail purchases.3
Add up to 99 additional card holders
Set a monthly limit and receive individual statements for up to 99 card holders.
Personal Business Assistant
We can assist Rewards customers with travel, event and hotel bookings, gift shopping conference services and more.
$45
Annual Fee
18.45% p.a.1
Purchase Rate
19.45% p.a.1
Cash Advance Rate
$2,000 minimum limit
$250,000 maximum limit
subject to approval
Rates
Fees
55 day interest-free
Interest-free period of up to 55 days on retail purchases.3
Add up to 99 additional card holders
Set a monthly limit and receive individual statements for up to 99 card holders.
Personal Business Assistant
We can assist Rewards customers with travel, event and hotel bookings, gift shopping conference services and more.
$45
Annual Fee
18.45% p.a.1
Purchase Rate
$2,000 minimum limit
$250,000 maximum limit
subject to approval
19.45% p.a.1
Cash Advance Rate
Rates
Fees
More card features
More card features
Worldwide ATM Access
Accepted at over 29 million locations and ATMs in more than 170 countries.
Visa payWave
Contactless payments offer a quick and easy way to pay. ‘Tap to Pay’ for faster purchases under $100.
Visa Entertainment
Enjoy access to exclusive pre-sales, offers and competitions.4
Our Suncorp Business Credit Card is protected by
Visa Secure for added security and authorisation for online purchases.
Before you apply for a Suncorp Clear Options Business Credit Card
Existing business customers
As a Suncorp Rewards Member, you can redeem your points as often as you like for a reward that suits you. There are two easy ways to redeem:
Apple Pay®. Helping you pay on the go.
Suncorp is making it easy to pay using your iPhone or Apple Watch, with Apple Pay now available.
You can now add your debit card or Suncorp Clear Options Credit Card.
Clear Options Business Credit Card Terms and Conditions Document
Notice of changes to Credit Card Terms and Conditions and Other Important Information
Business Rewards Terms & Conditions Document
Terms and conditions, fees and charges apply and are available on request. Existing Suncorp Bank Credit Card holders are not eligible to apply for introductory offers. Introductory offers cannot be used in conjunction with any other credit card introductory offers unless otherwise specified.
1. The Annual Percentage Rates for cash advances for the Suncorp Clear Options Business card is currently 19.45% p.a. The Annual Percentage Rate for purchases is currently 18.45% p.a. Interest rates are variable and subject to change. Interest rates current as at 01/04/2020.
2. All rewards are subject to the Terms and Conditions of the Suncorp Credit Card Rewards program for Suncorp Clear Options Business Credit Cards. The Suncorp Clear Options Business Credit Card earns 1 Point per dollar spent on Eligible Transactions up to 80,000 Points per card per 12 month period. An Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, payments to other Suncorp Bank accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Please refer to the full definition of Eligible Transactions which is set out on page 3 of the Business Rewards Program terms and conditions for further information on government related transactions in addition to how an Eligible Transaction will be determined.
3. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances on balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.
4. Visa Entertainment Offers supplied by Visa. Visit www.visaentertainment.com.au for details.
5. We charge you an international transaction fee of 3.4%, of which a 1% service and assessment fee is payable by us to Visa, for any retail purchase or cash advance transaction in; Foreign currency, once converted to Australian dollars; and/or Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located overseas. Note: It may not always be clear that the merchant or its financial institution/payment processor is located outside Australia.
Apple, the Apple logo, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries and regions.
App Store is a service mark of Apple Inc.
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Ltd ABN 66 010 831 722 (“Suncorp Bank”) promotes and distributes Suncorp Clear Options Credit Cards on NAB's behalf under an agreement with NAB. NAB has acquired the business relating to this credit from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the Credit Cards. Suncorp Bank will not guarantee or otherwise support NAB's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Internet Banking and Suncorp Telephone Banking).
The Canstar 2023 Outstanding Value Rewards Award was received in July 2023 for the Suncorp Clear Options Business Credit Card.
For more information on Canstar awards, go to www.canstar.com.au
Retail Purchases
Retail Purchases are all purchases of goods or services charged to the Credit Card, excluding all Cash Advances, Balance Transfers, Instalment Payment Plans, fees and charges.)
