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Everyday Options Account

Pay NO account keeping fees, forever

No monthly fees, forever

with no deposit requirements or other strings attached

No currency conversion fees

0% foreign currency conversion fees1 on Visa Debit card2 purchases

Sub-accounts to help you save

You can open up to 9 sub-accounts

Lock in higher rates

Set aside savings in your account with flexiRates

It only takes about 5 minutes

You get $25 back,
we'll donate 25 meals

Open an Everyday Account by August 31 and spend $250 on groceries across 5 transactions and you’ll get $25 back. Plus, we’ll donate 25 meals to OzHarvest to feed people in need.

Fast, secure and easy access to your money with the Suncorp App

  • Log in securely with a 4-digit PIN, Touch ID or Face ID^
  • Check balances and recent transactions
  • Pay on the go in-store or online with Apple Pay and Google Pay.
  • Transfer money in under a minute with fast payments*
  • Temporarily lock your Visa Debit card if it’s been lost or stolen
  • Know what, where and how much you’re spending with Suncorp Dollar Tracker

Download on the Apple App Store Get in on Google play

Save better with sub-accounts and flexiRates


With an Everyday Options Account, you can open up to 9 sub-accounts to help you keep track of your money. Use your sub-accounts to save for that holiday, new car, home deposit, or whatever else has caught your eye.

Everyday Options main account

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Variable Interest Rate

Currently unavailable

Everyday Options sub-account

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Variable Interest Rate

Currently unavailable


If you have more money in savings than you’ll need for your short-term expenses, you can set aside a portion of it at a higher fixed interest rate than the unlocked portion.

Rates and fees

Open an account online in minutes

Open now

To speed through your application, verify your identity online. Just have your driver licence, Australian passport or Medicare card handy.

Once approved, you can add your Visa Debit card to your phone’s digital wallet instantly.

Get some quick answers

Things you should know

1. A Suncorp Visa Debit Card is required.

2. To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older. If not eligible you will receive a Suncorp Bank eftpos card.


†  $25 is applicable to new Everyday Options or Everyday Essential Accounts opened between 1 June 2022 and 31 August 2022 where 5 purchases are made at a grocery store or supermarket using the linked Visa Debit card. $25 will be paid within 10 weeks after eligibility criteria are satisfied. Eligibility criteria, conditions, fees and charges apply and are available on request. View "$25 Incentive" Terms and Conditions.

# Terms and conditions apply. Find out more on our Suncorp Bank ATMs page.

* Osko fast payments can only be made via the Suncorp App to a PayID or to the BSB and account number of an Osko enabled account at another Osko participating financial institution, and not via other access methods such as Internet Banking. Osko fast payments cannot be made from or to Passbook accounts, General Trust Accounts, loan accounts (other than line of credit and overdraft facilities), Farm Management Deposit Accounts, PayLater accounts and Fixed Term Deposits. Osko fast payments cannot be made from Kids Savings Accounts, Agent’s Statutory Trust Accounts (Qld, NSW) and Solicitor’s Trust Accounts (Qld) but can be made to them. Future-dated and recurring payments and Business Payment Credits will not be made as Osko fast payments. For full details about terms and restrictions that apply to Osko fast payments please read our Terms and Conditions for Suncorp Accounts and Continuing Credit Accounts and the Product Information Document applicable to your account.

^ FaceID login is available on the iPhone X and later models. Please refer to our Suncorp App terms and conditions before using.

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.

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