Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Everyday Options Account

Pay NO account keeping fees, forever

Everyday Options Account

Pay NO account keeping fees, forever

No monthly account keeping fees

with no deposit requirements or other strings attached

No foreign currency conversion fees

0% foreign currency conversion fees1 on Visa Debit card2 purchases

Lock in higher rates

Set aside savings in your account with flexiRates

Sub-accounts to help
you budget

You can open up to 9 sub-accounts

It only takes about 5 minutes

No monthly account keeping fees

with no deposit requirements or other strings attached

No foreign currency conversion fees

0% foreign currency conversion fees1 on Visa Debit card2 purchases

Lock in higher rates

Set aside savings in your account with flexiRates

Sub-accounts to help you budget

You can open up to 9 sub-accounts

It only takes about 5 minutes

Rates & Fees

$0

No monthly account keeping fees

$0

Foreign currency conversion fee1
on purchases online and
overseas


 

Free

Fee-free# cash withdrawals at Suncorp Bank and atmx ATMs Australia-wide

Unlimited

Fee-free transfers and
Suncorp Bank transactions

flexiRates

If you have more money in savings than you’ll need for your short-term expenses, you can set aside a portion of it at a higher fixed interest rate than the unlocked portion.

.

3

.

3
3

.

3

Rates & Fees

$0

No monthly account keeping fees

$0

Foreign currency conversion fee1
on purchases online and
overseas
 

Free

Fee-free# cash withdrawals at Suncorp Bank and atmx ATMs Australia-wide

Unlimited

Fee-free transfers and
Suncorp Bank transactions

flexiRates

If you have more money in savings than you’ll need for your short-term expenses, you can set aside a portion of it at a higher fixed interest ratethan the unlocked portion.

View Interest Rates and Fees

.

.

3

.

3
3

.

3

Fast, secure and easy access to your money with the Suncorp App

Fast, secure and easy access to your money with the Suncorp App

Download on the Apple App Store

 

Get in on Google play

 

Budget better

Know how much you’re spending by category with the Suncorp Dollar Tracker.

Move your money

Transfer funds, pay bills and set up recurring payments, including BPAY® and Osko fast payments.++

Stay in control

Instantly lock and unlock your Visa Debit card if you misplace it.

Log in quickly and securely

Use Touch ID, Face ID^ or a 4-digit PIN.

In partnership with OzHarvest, Suncorp staff have donated 2,900 kilograms of food to people in need around Australia.

Find out about the Food Savings Challenge to see how Suncorp Bank & OzHarvest are committed to helping you save food, money and the planet.

In partnership with OzHarvest, Suncorp staff have donated 2,900 kilograms of food to people in need around Australia.

Find out about the Food Savings Challenge to see how Suncorp Bank & OzHarvest are committed to helping you save food, money and the planet.

Budget better with sub-accounts

With an Everyday Options Account, you can open up to 9 sub-accounts to help you keep track of your money. Use your sub-accounts to save for that holiday, new car, home deposit, or whatever else has caught your eye.

Pay bills from your savings

Unlike most online savings accounts, you can pay bills directly from your sub-accounts via BPAY® or direct debit at no additional cost. Set and forget those regular bills with automatic payments.

Lock in a higher interest rate

Sub-accounts give you easy, online access to our flexiRate feature. This lets you lock in a higher interest rate on balances for fixed terms up to 12 months.

Personalise your accounts how you like them

Name your sub-accounts for a specific goal or purpose. Splitting your funds into different accounts can help you stay on track with your spending and savings goals.

No monthly fees, forever

Enjoy no deposit requirements or other strings attached.

Budget better with sub-accounts 

With an Everyday Options Account, you can open up to 9 sub-accounts to help you keep track of your money. Use your sub-accounts to save for that holiday, new car, home deposit, or whatever else has caught your eye.

Pay bills from your savings

Unlike most online savings accounts, you can pay bills directly from your sub-accounts via BPAY® or direct debit at no additional cost. Set and forget those regular bills with automatic payments.

Lock in a higher interest rate

Sub-accounts give you easy, online access to our flexiRate feature. This lets you lock in a higher interest rate on balances for fixed terms up to 12 months.

Personalise your accounts how you like them

Name your sub-accounts for a specific goal or purpose. Splitting your funds into different accounts can help you stay on track with your spending and savings goals.

No monthly fees, forever

Enjoy no deposit requirements or other strings attached.

Open an account online in minutes

Verify your identity

To speed through your application, verify your identity online. Just have your driver licence, Australian passport or Medicare card handy.

Add to your digital wallet

Once approved, you can add your Visa Debit card to your phone’s digital wallet instantly.

Annual Interest Rates

Boost your savings with flexiRates

View rates for flexiRates

Fees

No monthly account keeping fees.

No foreign currency conversion fees on Visa Debit card1 purchases online and overseas2

Foreign currency conversion fee1 on purchases online and overseas

0%

Unlimited fee-free transfers

Our Everyday Options account with linked sub-account option offers unlimited fee-free Suncorp Bank transactions. To withdraw cash from a sub-account, simply transfer your funds into your Everyday Options main account

ATM Fees

Suncorp Bank customers can access fee-free# cash withdrawals and balance enquiries at Suncorp Bank and atmx ATMs Australia-wide. You can also access the big four banks’ ATMs fee-free. Withdrawals and enquiries at other ATMs will incur the ATM operator fee by the financial institution who owns the ATM. This fee will be charged immediately at the time of the transaction to your Everyday Options main account.

Find out more

Compare all Everyday Accounts

Find out more

Product Information and T&Cs

Read more

Get some quick answers

How can I deposit money into my account?

You can deposit money into your account by cash or cheque at any of our Smart ATMs around Australia, or transfer money into your account digitally using Suncorp App, Internet and telephone banking.


 

Daily limits are the maximum amount of money that can leave your account in a 24-hour period to protect you and your money from theft and fraud. Different daily limits apply to Internet Banking, ATM withdrawals and EFTPOS cash out withdrawals.

Read More

1. A Suncorp Visa Debit Card is required.

2. To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older. If not eligible you will receive a Suncorp Bank eftpos card.

3.

++ Osko fast payments can only be made to a PayID or to the BSB and account number of an Osko enabled account at another Osko participating financial institution. Osko fast payments cannot be made from or to Passbook accounts, loan accounts (other than line of credit and overdraft facilities), Farm Management Deposit Accounts, PayLater Accounts and Fixed Term Deposits. Osko fast payments cannot be made from Kids Savings Accounts, Agent’s Statutory Trust Accounts (Qld, NSW) and Solicitor’s Trust Accounts (Qld) but can be made to them.

Staff assisted Osko fast payments cannot be made in branch from Carbon Insights Account and Sub-Accounts, Everyday Options Sub-Accounts, Business Saver Accounts or eOptions Accounts. Future-dated and recurring payments, Business Payment Credits and payments from accounts which requires 2 or more persons to sign to withdraw will not be made as Osko fast payments. We are gradually introducing Osko in Internet Banking so it may not be available for all eligible accounts until the full rollout is complete. Before you confirm a ‘Pay Someone’ transfer in Internet Banking, we will tell you if it will be sent via Osko.

For full details about terms and restrictions that apply to Osko fast payments please read our and the applicable to your account.

# Terms and conditions apply. Find out more on our Suncorp Bank ATMs page.

^ FaceID login is available on the iPhone X and later models. Please refer to our Suncorp App terms and conditions before using.

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the relevant Product Information Document and Terms & Conditions before opening an account. Fees, charges, terms and conditions apply and are available on request. ​

Apple, the Apple logo, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries and regions.
App Store is a service mark of Apple Inc.

Google Wallet, The Google Wallet logo, Google Pay, The Google Pay logo, Google Play and the Google Play logo are trademarks of Google LLC.
Android is a trademark of Google LLC.