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Everyday Options Account

An easy, everyday bank account packed with extras to help you spend, save and budget better.

Why choose the Everyday Options Account?

Spend Better

Use your Visa Debit Card to access your cash, shop securely online or tap & go with PayWave, Apple Pay or Google Pay

Save Better

$0 monthly account keeping fees forever when you open a new account#

Budget Better

Creating spending and saving buckets is easy – add up to 9 sub accounts

Open an Everyday Options Account in under 5 minutes

Mobile payments give you more ways to pay

Pay on the go in-store or online using your smart phone thanks to Apple Pay and Google Pay, available to use with your Suncorp Visa Debit Card.


Sub-accounts explained

With Everyday Options Account, you can open up to 9 higher-interest savings sub-accounts to help you plan and save. Access your sub-accounts online with no account keeping fees and unlimited transfers to and from your main Everyday Options Account#.

9 piggy banks sitting underneath a stack of coins

Everyday Options sub-account Interest Rate

On balances $0.01 & over*

Keep track of your money and save for that holiday, new car, home deposit or whatever you like.

  Looking for a higher interest rate? Lock away a portion of your savings with our flexiRates.

Budget & save better with sub-accounts

Pay bills from your savings

Unlike most online savings accounts, you can pay bills directly from your sub-accounts via BPAY or direct debit at no additional cost. Set and forget those regular bills with automatic payments.

No account keeping fees & no minimum deposit

No minimum deposit or closing balance conditions means every cent in your sub-account is earning interest.

Lock in a higher interest rate

Sub-accounts give you easy, online access to our flexiRate feature. This lets you lock in a higher interest rate on balances for fixed terms up to 12 months.

Personalise your accounts how you like them

Name your sub-accounts for a specific goal or purpose. Spliting your funds into different accounts can help you stay on track with your spending and savings goals.

How to set up your account

Step 1

Ready to apply? Open a new Everyday Options account plus up to 9 sub accounts in less than 5 minutes.

Step 2

Once you receive your Suncorp Visa Debit Card, set up Apple Pay or Google Pay™ for quick and easy payments on the go.

Step 3

Jump into Internet Banking to set your Debit Card PIN online. Lookout for our online switching tool to save you time by importing saved payee and biller information from another bank to your new Suncorp account.

Step 4

Name your sub-accounts and set-up transfers from your main Everyday Options account.

Rates and fees

Interest Rates

Earn interest on your everyday balances and  higher interest on optional sub-accounts.

Boost your savings with flexiRates

You could earn higher interest by choosing to lock a portion of the money away in your sub-account for fixed terms up to 12 months. flexiRates can easily be set up and managed in Internet Banking or the Mobile Banking App.

6 Month Special Offer

Fees

Related fees for Everyday Options Account Fees

Description

Fee

Monthly account-keeping fee

Save on fees with our $0 Account Keeping Fee offer# when you open a new Everyday Options account. Normally $5 per month.

Unlimited fee-free transfers

Our Everyday Options account with linked sub-account option offers unlimited fee-free Suncorp Bank transactions. To withdraw cash from a sub-account, simply transfer your funds into your main Everyday Options account using telephone, mobile or internet banking and withdraw.

Using other ATMs

Suncorp customers can access rediATMs fee-free Australia wide. You can also access the big four banks’ ATMs fee-free. Withdrawals and enquiries at other ATMs will incur the ATM operator fee by the financial institution who owns the ATM. This fee will be charged immediately at the time of the transaction to your main Everyday Options account.

Want to find out more?

Compare all Everyday Accounts

Use our comparison table to easily compare all Everyday Account features side by side

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Product Information Document

For more details about this account download our Product Information Document

Read more

Compare all Savings accounts

Check out our savings accounts - find out which savings account best supports your goals.

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Open an account in minutes

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All you need is a form of primary ID

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To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older and a permanent resident of Australia. If not eligible you will receive a Suncorp Bank eftpos card.

#Monthly Account Keeping Fee waived for new Everyday Options accounts opened from 3/12/2018. Fee will be charged and waived for as long as the account is held. Offer is subject to change without notice and may be withdrawn or extended at any time.

* Interest rates, fees and charges are subject to change without notice.

Account Switching Self-Service Terms and Conditions can be viewed here.

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.