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Everyday Options Account

Suncorp Bank can help you with a solution to your daily money management needs. With the Everyday Options Account you can choose to create and link up to 9 interest-earning sub-accounts.

Why choose the Everyday Options Account?

Link up to 9 sub-accounts

Manage your money with up to 9 high interest sub-accounts

$0 account keeping fees for the first 12 months #

When you apply online

Attach a flexiRate to a sub-account

Lock away a portion of your savings at a higher fixed rate of interest

Ready to spend better and save better? Open an Everyday Options account in under 5 minutes

Help manage your money with an Everyday Options Account and linked sub-accounts

With Everyday Options sub-accounts, you can open up to 9 separate higher-interest savings accounts to help you plan and save. Access your sub-accounts online with no monthly fees on the sub-accounts and unlimited transfers to and from your Everyday Options account #.

Everyday Options sub-account Interest Rate


On balances $0.01 & over *

The power of sub-accounts

Enjoy free unlimited transfers

Transfer online between your sub-accounts and Everyday Options account as often as you like, when you like.

No extra fees

Doesn't matter if you have 1 or 9 sub-accounts, you won't be charged any additional fees for the sub-accounts.

Spend better and save

See exactly where your money is going and how your savings goals are tracking.

Tailor your accounts how you like them

Set up sub-accounts for your savings goals in minutes. You can even name them what you want.

Here's a guide on how you could set up your sub-accounts

Step One

Open an Everyday Options account online and have your salary paid into this account. This account has Visa Debit card access and could be your everyday expenses account.

Step Two

Once your Everyday Options account is open, either in internet banking or the mobile app, create your linked sub-accounts.

Step Three

Set up automatic transfers from your Everyday Options account to your higher-interest earning sub-accounts. With automated transfers to your sub-accounts, you’re relying less on willpower to save.




Suncorp Bank customers can access fee-free withdrawals at over 3,000 rediATMs across Australia.


Plus, don't forget the Big Four have made their ATMs fee-free for all Australians.


Learn more

View all rates and fees

Interest is paid on money in both your main Everyday Options Account and your linked sub-accounts.

Boost your savings with flexiRates

You could earn higher interest by choosing to lock a portion of the money away in your sub-account for up to 12 months. flexiRates can easily be set up and managed in Internet Banking.

See our latest flexiRates

Everyday Options Account Fees



Monthly account-keeping fee

$5.00 (monthly account keeping fee charged only on your main Everyday Options Account). Waived for first 12 months for accounts opened online#

Unlimited fee-free transfers

Our Everyday Options account with linked sub-account option offers unlimited fee-free Suncorp Bank transactions. If you wish to withdraw cash from a sub-account, simply transfer your funds into your main Everyday Options account using telephone, mobile or internet banking, then withdraw it as you would normally.

Using other ATMs

Suncorp customers have access to over 3,000 fee-free rediATMs Australia wide. You can now also access the big four banks’ ATMs fee-free. Withdrawals and enquiries at other ATMs will incur the ATM operator fee by the financial institution who owns the ATM. This fee will be charged immediately at the time of the transaction to your Everyday Options account.

Let us help you waive your account-keeping fee

We’ll waive your account keeping fee if:

  • You're a full-time student ("Full time Student waiver"); or
  • You’re impaired in some way that restricts you from accessing our banking facilities (“Accessibility waiver”); or
  • For first 12 months if you apply for an account via this website#

Open an account in minutes

Open an account online

All you need is a form of primary ID

Visit Us

Find your nearest Suncorp Bank store

Call Us

Mon - Fri 8am - 10pm

Sat – Sun 8am – 6pm


Looking for a different everyday account?

Everyday Basics Account

A simple, fee-free bank account for all your everyday banking needs.

Everyday Essentials Account

A bank account with no transaction or account-keeping fees for low-income customers and holders of concession and health care cards.

55 Plus Account

An interest-earning transaction account for customers aged 55 and over that helps you make the most out of your income and savings.

To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older and a permanent resident of Australia. If not eligible you will receive a Suncorp Bank eftpos card.

# Offer is exclusive for new Everyday Options accounts opened online. Monthly account keeping of $5 fee is charged on the Everyday Options Account. The monthly account keeping fee is waived for the first 12 months if you are eligible.

* Interest rates, fees and charges are subject to change without notice.

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.