Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.
Personal Loans
Find a loan that suits you with our Fixed and Variable Rate options.
Apply online and get a first stage outcome in 15 minutes
Select a loan purpose to see our loan types and interest rates
Secured Car Loan
If you’re buying a car that’s up to seven years old, you can use it as security for the loan. We can even refinance a car loan held with another institution as a secured loan.
See all features, rates and fees
If your car is more than 7 years old, or you’d just prefer not to use it as security for a loan, you can apply for our Variable or Fixed Rate Personal Loans.
Consolidate your debts
If you have multiple debts – for example, credit card debts, car loans or other personal loans – you’re probably dealing with multiple statement and payments. Consolidating them with one Suncorp Personal Loan can help you take control.
Fixed Interest Rate
Variable Interest Rate
Renovations
Most homeowners have a few improvements projects they’d love to get done, whether it’s to spruce up a house for sale or turning it into the right home for your family. A Suncorp Bank Personal Loan can help.
Fixed Interest Rate
Variable Interest Rate
Travel
There can be nothing better than getting away from your day-to-day and spending a few weeks – or maybe months! – broadening your horizons. A Suncorp Bank Personal Loan can help make it happen.
Fixed Interest Rate
Variable Interest Rate
Weddings
Your dream wedding might just be the biggest day of your life – but it can also be one of the most expensive. A Suncorp Bank Personal Loan can help make it as special as you’ve always dreamed it could be.
Fixed Interest Rate
Variable Interest Rate
Other
There are a wide range of reasons that people get Personal Loans, from new home appliance fit-outs to covering study expenses. Consider whether a Suncorp Bank Personal Loan is right for you.
Fixed Interest Rate
Variable Interest Rate
Track your loan application status anytime, anywhere
Apply online and get a first stage outcome in 15 minutes
No early payout fee after 12 months - or at any time for a variable rate loan
No charge for extra repayments
Applying online is quick and easy
Are you eligible?
To apply for one of our loans you must:
Personal Loans can be used for ...
Car
Get behind the wheel of a new car – and if it’s less than 7 years old, you can get a secured loan and pay even less.
Debt consolidation
Multiple debts means multiple statements and payments. Make things a little more manageable.
Travel
Whether it’s backpacking across Asia or chilling in an Italian villa, turn your dream holiday into reality.
Renovations
Tackle that list of improvements and turn to-do into done.
Weddings
Make your special day even more special by treating your guests to the best.
Other
Whether you’re studying, investing in some new home items or just treating yourself, we can help.
Help & Support
Frequently Asked Questions
What’s the difference between a fixed rate and a variable rate personal loan?
A fixed rate personal loan locks in an interest rate and repayment amount, meaning that your payments won’t change for the life of the loan and you can rely on a regular payment schedule.
With a variable rate loan, your payments may rise or fall at any point during the life of the loan. This means that you may reap the benefit of a lowered interest rate, but you’ll also be susceptible to interest rate increases. You can make extra payments at no cost and pay off the loan at any time without penalty.
Suncorp personal loans have a minimum loan amount of $5,000. Your final loan amount depends on final application review.
Our personal loans are available over a 1 to 7 year term.
For Suncorp Bank secured loans, we use the vehicle you’re buying as security for the loan. We can also refinance a car loan held with another institution as a secured loan.
An unsecured personal loan is where an asset is not held as security. Such a loan can be used for a variety of purposes, including to purchase a car.
The amount of interest you pay over the course of the loan will depend on your loan amount and loan term. You can calculate your repayments based on the loan size and term by using our repayments calculator .You’ll be able to see the difference it makes if you pay weekly, fortnightly or monthly.
Suncorp Bank Personal Loans
Find out exactly what Suncorp customers thought about their website experience when applying for a loan.
Reviews are managed and sourced by BazaarVoice.
Reviews are independently verified and detail our customers' real experiences.
Suncorp Bank Personal Loan Website Experience is rated
out of
5 by
103.
Rated 5 out of
5
by
Andy157 from
simple and fast
simple and fast application!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Date published: 2020-04-02
Rated 5 out of
5
by
Ellie from
Simple
Quick, easy, and stress free - although I do dislike that the default ID check is a drivers licence and no alternatives are immediately available (other options only presented at the end).
Date published: 2020-04-02
Rated 4 out of
5
by
EG410 from
Straightforward
Easy to follow, clear and fast completion - no fuss
Date published: 2020-03-29
Rated 5 out of
5
by
Skatey from
Love Suncorp Metway been with them since i was 18months old.
Love the bank its excellent. Would recomend the bank to anyone.
Date published: 2020-03-28
Rated 4 out of
5
by
Adz1979 from
Easy setup to apply for a personal loan
Easy system with auto loading as an existing customer
Date published: 2020-03-26
Rated 5 out of
5
by
Stacey0105 from
Fast, simple, convenient
Great service, simple to follow and easy to apply,
Date published: 2020-03-24
Rated 5 out of
5
by
Dean from
Easy to use
Loved the simplicity and convenient it was to use this software
Date published: 2020-03-22
Rated 5 out of
5
by
Thoraw from
That was easy
Easy to navigate the website I liked the fact that I can get a rough idea of the cost including interest fee and monthly payments. However I couldnt see details on early payout
Date published: 2020-03-18
Insights and stories
Showing 3 of 4 articles
Showing 2 of 4 articles
Showing 1 of 4 articles
Whether you have an odd job around the house or a major renovation planned, you will need a tradie or two. Find out who you need for your project and why. – Read More
Learn how to negotiate a better price when buying a car - get your car for a better price so you have money left over in your budget.
Undertaking further study can help you stay competitive and jump into a rewarding career, but what finances will you need to achieve this? - Find out more.
Consumer Credit Insurance Eligibility Remediation Program
We are undertaking a comprehensive remediation program for Suncorp Bank customers who hold or may have held a Consumer Credit Insurance policy. Read more.
* Rates effective 26 August 2019, and subject to change at any time. Where a rate is not specified as referring to a secured loan product, the rate refers to the rate for an unsecured personal loan.
^ Comparison rate is based on $30,000 loan over 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
1 Where a loan has a fixed rate component, an early fee applies if you repay your loan within 12 months of settlement and the term of the loan exceeds 12 months.
Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document and Terms and Conditions before making a decision regarding a Suncorp Banking product. Fees, charges, terms and conditions apply and are available on request or at Product Information Documents and Forms page.
Fixed Rate
Lock in your interest rate and repayment amount.
Variable Rate
A rate that ‘varies’ in line with market conditions.
Comparison Rate
A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.
