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Personal Loans

Find a loan that suits you, with our Fixed and Variable Rate options

You can use a Suncorp Personal Loan for many different purposes

Weddings

Renovations

Study

Travel

Debt consolidation

These options are still only just a guide - you can apply for a personal loan for any reasonable purpose, providing you’re financially eligible. Simply let us know what you need when you apply online, or call us to discuss your options on 13 11 75.

What we offer

Fixed Rate 
Personal Loan

Fixed Rate

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Key features

  • Lock in your rate & repayment amounts
  • Make extra repayments at no cost, and pay off the loan any time after one year without penalty
  • Low $175 establishment fee and $5 monthly loan service fee
  • Minimum loan amount of $5,000

Variable Rate
Personal Loan

Variable Rate

2

Key features

  • Competitive variable interest rate
  • Make extra repayments at no cost, and pay off the loan at any time without penalty
  • Low $175 establishment fee and $5 monthly loan service fee
  • Minimum loan amount of $5,000

Looking to get a Loan for a Car? We do those too.

  • If you’d like to buy a new car (less than 5 years old) then we could give you a better deal on your interest rate by allowing you to use the car as ‘security’ on the loan. For more information, check out our Secured Car Loan.
  • If you’d like to buy a car that’s more than five years old, then simply continue on with one of our fixed or variable rate Personal Loans. 

Repayment Calculator

Calculate your repayments
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* This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Comparison rate is based on a $30,000 loan over 5 years. Rates subject to change.

Loans are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 229882 (“Suncorp Bank”). To approved applicants only. Fees, charges, terms and conditions apply and are available on request.

Fixed Rate

Lock in your interest rate and repayment amount

Variable Rate

A rate that ‘varies’ in line with market conditions.

Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.