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Home Package Plus

Save with our fully featured Home Package Plus. A package that combines your eligible home loan, transaction account and other Suncorp products in a single package for a low annual fee. 

Current Offers

Owner-occupied Rates

+

Discounted Standard Variable Rate in Home Package Plus
New to bank lending >= $150,000 
Maximum LVR 90% 

Investor Rates

++

Discounted 2 Year Fixed Rate in
Home Package Plus
New to bank lending >= $150,000
Maximum LVR 90%

How it works

Step 2

Combine borrowings of $150,000 or more with an Everyday Options bank account to get a discounted interest rate on the loan, pay $0 loan establishment fee and $0 monthly account keeping fees!

optional

Save with special offers on other financial product and services

Home & Contents Insurance

Receive your first 12 months home and/or contents insurance with Suncorp for the price of 11 months. You may also be eligible for further multi policy discount.

Credit Cards

Pay no annual fee and no additional cardholder fee on new Suncorp Bank Platinum, Gold or Standard Credit Cards for as long as you remain a Home Package Plus customer.

Personal Loan

Pay no upfront Loan Establishment Fee or monthly Account Keeping Fees on new Suncorp Bank personal loans.

Share Trading

Access to discounted brokerage rates with our simple online trading tool, Suncorp Share Trade.

Margin Loans

Receive interest rate discounts on Fixed and Variable Rate Margin Loans.

Financial Planning

Complimentary consultation with a Suncorp Bank Financial Planner.

Special Offers

Annual Package fee waived for new Home Package Plus customers – for the first year on all Home Package Plus Special Offers, save $375 ∇

Home Package Plus First Home Buyers Special Offers - Home Package Plus fee waiver

Suncorp are currently offering a life of the loan waiver of the $375 annual Home Package Plus fee with savings of up to $11,250! (Savings based over a 30 year loan term)

Annual package fee waiver applies to owner-occupied first home buyers (i.e. have never purchased a property) who take out a Home Package Plus with a new Standard Variable Rate or 5 Year Fixed Rate loan of at least $150,000. The annual package fee of $375 will be charged and refunded for the life of the loan, expiring only if the loan is closed or varied out of the product or package. Offer valid from 01/09/2017 and is subject to change without notice and may be withdrawn at any time before a credit contract is entered into.

Interest Rates

Fees

Description

Fee

Home Package Plus Fee

$375 per annum

Establishment Fee

$0 (normally $600 - $990 depending on LVR)

Monthly Account keeping fee

$0 (normally $10 per month)

Renegotiation fee

$0 (normally $300 per renegotiation)

Mortgage offset fee
(available on Standard Variable Home Loans only)

$0 (normally $75)

Amount determined at application on loans > 80% LVR

Try out our repayment calculator today

Contact us to find out more

Book a visit with one of our friendly lenders

Compare Home Loans

+ Advertised rate valid from 12 September 2017, is subject to change without notice and may be withdrawn at any time before a credit contract is entered into. Rate available for new owner-occupied loans of at least $150,000 where borrowings are less than 90% of the security property value (“LVR”) inclusive of lenders mortgage insurance. Rate includes a Package Variable Discount of 1.76% p.a. applied to the Bank’s Standard Variable Rate for owner-occupied lending (currently 5.55% p.a.). Discount is applied for as long as the loan remains part of the Home Package Plus and may be varied if the loan purpose is changed before settlement. New loans only, pre-approvals & investment lending excluded.

++ Advertised rate valid from 12 September 2017, is subject to change without notice and may be withdrawn at any time before a credit contract is entered into. Rate available for investment loans with total home lending in the Home Package Plus of > $150,000, where borrowings are less than 90% of the security property value (“LVR”) inclusive of lenders mortgage insurance. Rate includes a Package Fixed Discount of 0.15% p.a. applied to the Bank’s Standard 2 Year Fixed Rate for investment lending (currently 4.44% p.a.). At expiry of the Fixed Rate period, the rate will revert to the then Standard Variable Rate (currently 5.99% p.a.) less the Home Package Plus Variable Discount (currently 0.75% p.a.) available at the time you entered into the Package. Discount is applied for as long as the loan remains part of the Home Package Plus and may be varied if the loan purpose is changed before settlement. New loans only and pre-approvals excluded. The standard Fixed Rate offered on the day of settlement of the loan will apply unless the rate is secured by paying a Guaranteed Rate Fee.

^ The standard Fixed Rate offered on the day of settlement of the loan will apply unless the rate is secured by paying a Guaranteed Rate Fee. At expiry of the Fixed Rate period, the rate will revert to the applicable Standard Variable Interest Rate less any applicable margin discount specified in your credit contract.

∇ Offer valid from 27/03/2017 until withdrawn. The first annual package fee is waived for new Home Package Plus customers with new lending of at least $150,000. The annual package fee of $375 is charged and refunded to the loan. Offer is subject to change without notice and may be withdrawn at any time before a credit contract is entered into.

Home Package Plus discount are applied for as long as the home remains part of the Home Package Plus. Interest rates and discounts are subject to change without notice. Discounts margins may be withdrawn at any time before a contract is entered into. Discounts are applied to the applicable Standard Interest Rate at the day Settlement. Loan to Value Ratio (LVR) limits are inclusive of Lenders Mortgage Insurance (LMI) where applicable. Loans with LVR limits of 90% to ≤95% are only available with a repayment type of principal and interest. A repayment type of interest only is available on loans with an LVR limit < 90%.

# Each comparison rate is based on $150,000 over 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 to approved applicants only. Please read the relevant Product Information Document for Suncorp Bank Personal Deposit Accounts and the Terms and Conditions for Suncorp Accounts before making a decision regarding a Suncorp Bank transaction account. Fees, charges, terms and conditions apply and are available on request or at suncorp.com.au/banking/help-support/documents-forms.

Lenders Mortgage Insurance (LMI)

If you are borrowing more than 80% of the value of the property, you will be required to pay Lenders Mortgage Insurance. This is a one-off payment and can be financed into the loan.

Lenders Mortgage Insurance protects Suncorp Bank against loss in the event of a forced sale of a mortgage property. It does not insure you but may make it possible for you to buy a home with a smaller deposit. You will still be responsible for all amounts owing in relation to your loan.

Fixed Rate

Lock in your interest rate and repayment amount

Variable Rate

A rate that is variable and is subject to change over the loan term.

Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.