Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Home Package Plus

Save with our fully featured Home Package Plus. A package that combines your eligible home loan, transaction account and other Suncorp products in a single package for a low annual fee. 

Current Special Offers

Owner-occupied Rates

+

Discounted Standard Variable Rate in Home Package Plus
New to bank lending $150,000 <= $499,999
Maximum LVR 90% (incl.LMI)

Investor Rates

++

Discounted Standard Variable Rate in Home Package Plus
New to bank lending >=$150,000
Maximum LVR 90% (incl. LMI)

How it works

Step 2

Combine borrowings of $150,000 or more with an Everyday Options bank account to get a discounted interest rate on the loan, pay $0 loan establishment fee and $0 monthly account keeping fees!

optional

Save with special offers on other financial product and services

Home & Contents Insurance

Receive your first 12 months home and/or contents insurance with Suncorp for the price of 11 months. You may also be eligible for further multi policy discount.

Credit Cards

Pay no annual fee and no additional cardholder fee on new Suncorp Bank Platinum, Gold or Standard Credit Cards for as long as you remain a Home Package Plus customer.

Personal Loan

Pay no upfront Loan Establishment Fee or monthly Account Keeping Fees on new Suncorp Bank personal loans.

Share Trading

Access to discounted brokerage rates with our simple online trading tool, Suncorp Share Trade.

Margin Loans

Receive interest rate discounts on Fixed and Variable Rate Margin Loans.

Financial Planning

Complimentary consultation with a Suncorp Bank Financial Planner.

Interest Rates

Fees

Description

Fee

Home Package Plus Fee

$375 per annum

Establishment Fee

$0 (normally $600 - $990 depending on LVR)

Monthly Account keeping fee

$0 (normally $10 per month)

Renegotiation fee

$0 (normally $300 per renegotiation)

Mortgage offset fee
(available on Standard Variable Home Loans only)

$0 (normally $75)

Lenders Mortgage Insurance (LMI)

Amount determined at application on loans > 80% LVR

Compare Home Loans

Ready to get in touch?

Call us

We're open 24 hours a day, 7 days a week

Speak to a mobile lender

Book a home or office visit from one of our Lending Specialists

Send us an enquiry

+ Advertised rate valid from 18 October 2016, is subject to change without notice and may be withdrawn at any time before a credit contract is entered into. Rate available for new owner-occupied loans of at least $150,000 less than $500,000 where borrowings are less than 90% of the security property value (“LVR”) inclusive of lenders mortgage insurance. Rate includes a Package Variable Discount of 1.45% p.a. applied to the Bank’s Standard Variable Rate for owner-occupied lending (currently 5.40% p.a.). Discount is applied for as long as the loan remains part of the Home Package Plus and may be varied if the loan purpose is changed before settlement. New loans only, pre-approvals & investment lending excluded.

++ Advertised rate valid from 5 December 2016, is subject to change without notice and may be withdrawn at any time before a credit contract is entered into. Rate available for new investment loans of at least $150,000 where borrowings are less than 90% of the security property value (“LVR”) inclusive of lenders mortgage insurance. Rate includes a Package Variable Discount of 1.55% p.a. applied to the Bank’s Standard Variable Rate for investment lending (currently 5.72% p.a. respectively). Discount is applied for as long as the loan remains part of the Home Package Plus and may be varied if the loan purpose is changed before settlement. New loans only, pre-approvals & owner-occupied lending excluded.

# Each comparison rate is based on $150,000 over 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^The Home Package Plus Variable Discounts are applied to the Standard Variable rate applicable on the date of Settlement on loans included in the Home Package Plus.  The Package Variable Discount is applied for as long as the loan remains part of the Home Package Plus.

^^The Home Package Plus Fixed Rate Discount is applied to the standard Fixed Rate for the relevant period.  At expiry of the Fixed Rate period, the rate will revert to the then Standard Variable Rate less the Package Variable Discount available at the time you entered into the Package.  The standard Fixed Rate offered on the day of settlement of the loan will apply unless the rate is secured by paying a Guaranteed Rate Fee. 

^^^The Home Package Plus Variable Discounts are applied to the Access Equity rate applicable on the date of Settlement on loans included in the Home Package Plus.  The Package Variable Discount is applied for as long as the loan remains part of the Home Package Plus.

Loans are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 229882 (“Suncorp Bank”). To approved applicants only. Fees, charges, terms and conditions apply and are available on request. 

Fixed Rate

Lock in your interest rate and repayment amount

Variable Rate

A rate that is variable and is subject to change over the loan term.

Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.