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Organising your application

Ready to apply? We’re here to help.
Below you'll find all the information you'll need to prepare and submit your home loan application.

What you'll need

When applying for a home loan with Suncorp Bank, and before we can assess your home loan application, we require that each applicant provide the following information. This documentation will include details of your salary, occupation, residential status, assets, and liabilities. Depending on your circumstances, you may need to provide all or some of the items listed below. Your lending specialist will advise on what will apply for your situation.

Required documentation checklist

Item

Required Details

Personal ID

Proof of income

  • PAYG – Computer generated payslip confirming at least 3 months year to date income or annual salary OR Bank statements confirming payment from employer over at least a 3 month period
  • Self-employed/Small Business – The last two consecutive years of end of financial year statements and tax returns for all borrowers, guarantors and all related entities.
  • Rental income – one of the below must be provided:
  • Recent property managers statement
  • Bank Statement
  • Last 2 years tax returns and ATO notice of assessment
  • Signed rental tenancy agreement
  • Copy of current registered lease over commercial property

Proof of residence

  • Rates notice if you are a home owner
  • Rent receipt or tenancy agreement if you are renting
  • Home Loan Statement if you are refinancing and the loan is not a Suncorp Loan – minimum 6 months
  • Written statement of board amount if boarding

Specific Requirements based on Purchase Purpose/ Reason

  • New Purchase – Copy of a fully completed, signed and dated contract of sale including annexures and special conditions
  • Building construction or home improvements – Copy of a fully completed and signed building contract or signed tender
  • Debt refinance/ consolidation:
  • Loans secured by real property – statement(s) for existing loan(s) covering a minimum 6 month period
  • Unsecured loans – statement(s) for existing loan(s) covering a minimum 6 month period

Proof of current liabilities

Loan accounts (if it is not a Suncorp Loan) - Minumum most recent 6 months of statements

  • Transaction accounts (if it is not a Suncorp facility) - Minimum most recent 3 months of statements
  • Credit cards  (if it is not a Suncorp facility) – Minimum most recent 3 months of statements

Proof of Non-Bank Savings (if you have them)

  • Saving account statements – Minimum 3 months of statements
  • Term Deposit – Most recent TD certificate
  • Managed Funds – Minimum 3 months of statements

Your own home loan specialist

  • One point of contact for information and guidance throughout your home loan journey.
  • Available seven days a week, our mobile lenders can meet at a time and place that suits you.

" My husband and I were looking to buy an investment property and we were so fortunate to have Nelvin help us every step of the way. He went above and beyond and was always there, willing to answer my endless list of questions and concerns. "

- Chris & Jess Falla

Make your next move with confidence

What can I expect?

Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. Your dedicated lender will review your application and reach out to you in the next business day to discuss your options and answer any questions you have.

Save time, get started online

Are you buying a home or looking to refinance?
You can apply online in around 10 minutes.

What can I expect?

100% obligation free advice

Our experienced team are happy to answer all
your questions! We’ll call you within 24 hrs (or next business day) to discuss your home lending needs.

Learn more about our Home Loans COVID-19 Support

For all queries about existing Suncorp Home Loans call 13 11 55 Mon-Fri 8am-6pm (AEST)

© Copyright Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”). Registered office: Level 28, 266 George Street, Brisbane Qld 4000. In accessing Suncorp's site you agree to our Online Terms & Privacy Statement. Please ensure that you read these before accessing the site.

Banking Products and Home Loans are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document and the Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.

The information is intended to be of general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.

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