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Home Loans

Make the right choice with our easy to understand home loan options. 

We know buying a house is a big deal

That's why we believe in supporting your property journey with understanding and the right information.

Specials and packages

Better Together Special

Get better value in our Better Together home loan bundle.

Suitable for
Owner-occupiers Investors
Key features
  • Combine your variable Back to Basics home loan with an Everyday Basics transaction account and enjoy a discounted interest rate
  • Savings on fees with no Upfront Loan Establishment Fee and no ongoing monthly account keeping fees 
  • Plus, get a discount of up to 20% off your first year’s premium on new Suncorp Home & Contents and/or Landlord Insurance policies

Home Package Plus

Save with our fully-featured Home Package Plus

Suitable for
Owner-occupiers Investors
Key features
  • Choice of Standard Variable, Fixed Rate and/or Access Equity (line of credit) loans 
  • Discounted interest rates on eligible home loans
  • Low annual fee of $375
  • Savings on fees with no Loan Establishment Fee; no ongoing monthly account keeping fees; and no Mortgage Offset Fee (Standard Variable loans only)
  • An essential requirement of the Home Package Plus is an Everyday Options transaction account, perfect for managing your day to day cash flow
  • Discounts and benefits across a range of banking and Insurance products

Our Home Loans

Back to Basics

A low variable rate home loan with no ongoing account keeping fees.

Suitable for
Owner-occupiers Investors
  • Low variable rate home loan
  • Save on fees with no ongoing account keeping fees
  • Make additional repayments without penalty and redraw these funds when needed

Standard Variable

A low variable rate home loan with optional 100% mortgage offset capability.

Suitable for
Owner-occupiers Investors
  • Low variable rate home loan
  • Save on interest with optional 100% mortgage offset capability when linked your Everyday Options transaction account
  • Make additional repayments without penalty and redraw these funds when needed

Fixed Rate

Enjoy the peace of mind of a Fixed rate home loan

Suitable for
Owner-occupiers Investors
  • Low fixed rate home loans
  • Choice of terms from  1, 2, 3, or 5 year terms
  • Make additional repayments of up to $500 per month without penalty

Access Equity

A low variable rate revolving line of credit to access as you need it

Suitable for
Investors
  • Access the equity in your home for a wide range of uses – renovating, investing or even expenses
  • A revolving facility means you can use it as you need - draw down, repay and draw back up to your approved credit limit
  • Make any number of additional repayments or choose to pay interest only on the drawn amount

Compare all our home loans

Compare now

Loans are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 229882 (“Suncorp Bank”). To approved applicants only. Fees, charges, terms and conditions apply and are available on request.