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It’s our job to get you the right home loan at a great rate

I am looking to…

Buy my first home

Buy my next home

Buy an investment property

Switch my home loan to Suncorp

Manage my existing home loan

We're here to help our Home Loan customers and provide you the best support during COVID-19   Find out more

Make your next move with confidence

What can I expect?

Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. Your dedicated lender will review your application and reach out to you in the next business day to discuss your options and answer any questions you have.

Save time, get started online

Are you buying a home or looking to refinance?
You can apply online in around 10 minutes.

What can I expect?

100% obligation free advice

Our experienced team are happy to answer all
your questions! We’ll call you within 24 hrs (or next
business day) to discuss your home lending needs.

For all queries about existing Suncorp Home Loans call 13 11 55 Mon-Fri 8am-6pm (AEST)

Home Loan Calculators

Great rates means more for you

Badge Rate Dropped ! in Green Text & Yellow Background.

Back
to Basics

No ongoing account keeping fees

Owner Occupied

Discounted Back to Basics Variable Rate with Better Together Special
New to bank lending >= $150,000
Maximum LVR 90%
Principal and Interest repayments
Comparison rate warning

Key features

 100% Mortgage Offset capability

 Redraw cashback facility

 Make additional repayments anytime

Find out more
Badge Rate Dropped ! in Green Text & Yellow Background.

Standard
Variable

100% Home Loan Offset facility

Most popular

Owner Occupied

Discounted Standard Variable Rate in Home Package Plus
New to bank lending >=$150,000
Maximum LVR 90%
Principal and Interest repayments
Comparison rate warning

Key features

 100% Mortgage Offset capability

 Redraw cashback facility

 Make additional repayments anytime

Find out more
Badge Rate Dropped ! in Green Text & Yellow Background.

Fixed

Repayment & rate certainty

Owner Occupied

Discounted 2 Year Fixed Rate in Home Package Plus
New to bank lending >= $150,000
Maximum LVR 90%
Principal and Interest repayments
Comparison rate warning

Key features

 100% Mortgage Offset capability

 Redraw cashback facility

 Make additional repayments anytime

Find out more

View our Suncorp Bank home loan interest rates or generate a facts sheet for one of our loans.

Discounted Back to Basics variable rate with Better Together special
*Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 90% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. The discounted rate (currently 2.78% p.a.) is calculated by subtracting a discount of 1.62% from the Standard Back to Basics Variable Rate (currently 4.40% p.a.). The discounted rate is available on eligible loans applied for from 20 March 2020. Rates and discounts are subject to change and may be varied if the loan purpose or repayment type is changed or where the borrower fails to hold a Suncorp Bank transaction account. Pre-approvals excluded. Banking products are issued by Suncorp Bank. Please read the relevant Product Information Document and the Terms and Conditions before making any decision regarding this product. These documents are also available at Suncorp Bank stores on our Product Information Documents and Forms page.

Discounted Standard Variable Rate with Home Package Plus
+Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Home Package Plus Special Offer >= $150,000 and borrowings <= 90% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments. The discounted rate (currently 3.04% p.a.) is calculated by subtracting a discount of 1.94% from the Standard Variable Rate (currently 4.98% p.a.). The discounted rate is only applicable to the Standard Variable loan while the loan remains in a Home Package Plus. The discounted rate is available on eligible loans applied for from 3 April 2020. Rates and discounts are subject to change. Pre-approvals excluded.

Discounted 2 Year Fixed Rate in Home Package Plus
‡Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Home Package Plus Special Offer >= $150,000 and borrowings <= 90% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments. The discounted rate (currently 2.29% p.a.) is calculated by subtracting a discount of 0.45% from the Standard 2 Year Fixed Rate (currently 2.74% p.a.). At expiry of the 2 Year Fixed Rate Term, the loan will revert to the applicable Standard Variable Rate advertised at the time (currently 4.98% p.a.) less the Home Package Plus discount (currently 1.94% p.a.). The discounted rate is only applicable to the 2 Year Fixed Rate loan while the loan remains in a Home Package Plus. The discounted rate is available on eligible loans applied for from 3 April 2020. Rates and discounts are subject to change. The Standard 2 Year Fixed Rate applicable on the day of settlement of the loan will be used to calculate the applicable discounted fixed rate unless the rate has been secured by paying a Guaranteed Rate Fee, which must be selected at time of loan application. Pre-approvals excluded.

# COMPARISON RATE WARNING:
Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document and the Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page
.

Comparison rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.

Fixed rate

Lock in your interest rate and repayment amount

Variable rate

A rate that is variable and is subject to change over the loan term.

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