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Home Loans

Make the right choice with our easy to understand home loan options. 

We know buying a house is a big deal

That's why we believe in supporting your property journey with understanding and the right information.

My home loan is for

Back to Basics Loan

Owner-Occupied

A low variable rate home loan with no ongoing account keeping fees. Make additional repayments without penalty and redraw these funds when needed.

Save with our Better Together Special*

Combine your Back to Basics home loan with an Everyday Basics account and enjoy a discounted interest rate and other savings!
 

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Discounted Back to Basics Variable Rate with Better Together Special
New to bank lending >= $150,000
Maximum LVR 90% (incl.LMI)

Standard Variable Loan

Owner-Occupied

A variable rate home loan offering optional 100% mortgage offset capability. Make additional repayments without penalty and redraw these funds when needed.

Save with our Home Package Plus

A package that combines your eligible home loan, an Everyday Options account and other Suncorp products for a low annual fee. Enjoy discounted interest rates and other savings!

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Discounted Standard Variable Rate in Home Package Plus
New to bank lending >= $150,000
Maximum LVR 90% (incl. LMI)

Fixed Rate Loan

Owner-Occupied

A home loan that offers the certainty of fixed repayments and a fixed interest rate for a period of 1, 2, 3 or 5 year terms.

Save with our Home Package Plus

A package that combines your eligible home loan, an Everyday Options account and other Suncorp products for a low annual fee. Enjoy discounted interest rates and other savings!

Discounted 1 Year Fixed Rate in 
Home Package Plus
New-to-bank lending >= $150,000
Maximum LVR 90% (incl. LMI)

Access Equity Loan

Owner-Occupied

A low variable rate revolving line of credit to access as you need it. Draw down, repay and draw back up to your approved credit limit.

Save with our Home Package Plus

A package that combines your eligible home loan, an Everyday Options account and other Suncorp products for a low annual fee. Enjoy discounted interest rates and other savings!

Discounted Access Equity Variable Rate in Home Package Plus
New to bank lending >= $150,000
Maximum LVR 80%

Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.

Variable Rate

A rate that is variable and is subject to change over the loan term.

Fixed Rate

Lock in your interest rate and repayment amount

Compare all our home loans

View our home loan interest rates

# Each comparison rate is based on $150,000 over 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

* To be eligible for the Better Together bundle discount an Everyday Basics account must be established, unless an alternative Suncorp Bank transaction account is already held. Everyday Basics Accounts are issued by Suncorp Bank ABN 66 010 831 722. Please read the relevant Product Information Document for Suncorp Bank Personal Deposit Accounts and the Terms and Conditions for Suncorp Accounts before making any decision regarding this product. These documents are also available at Suncorp Bank branches or at suncorpbank.com.au/documents.

Loans are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 229882 (“Suncorp Bank”). To approved applicants only. Fees, charges, terms and conditions apply and are available on request.