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Running a self-managed super fund (SMSF)

Start taking control over the growth and security of your future wealth today using a range of Suncorp banking products to manage your self-managed super fund.

What is a self-managed super fund?

A self-managed super fund (SMSF) is a flexible and personalised superannuation fund that helps its members save for retirement.

One difference between other super funds and an SMSF is that members of the SMSF have a greater degree of control over the investment strategy of the fund.

Think of it as a ‘DIY super fund’ because, while SMSF members can invest in a wide range of assets, members are also responsible for running the fund, paying expenses, keeping records, and ensuring it’s legally compliant.

Understanding self-managed super funds

Why choose Suncorp Bank for your self-managed super fund needs?

By choosing Suncorp you’ll have access to a range of products that integrate with self-managed super funds.

We have a choice of easy-to-use transaction, investment and borrowing options that make setting up and managing your SMSF simple.

Our business bank accounts can help track your fund’s transactions, cash contributions and dividend payments. You can also roll-over existing superannuation benefits into a single account, or lock in interest-rates for a fixed term.

Everyday Business Account

Our simple transaction and cash management account is designed for receiving and transferring funds.

Find out more

Free monthly transactions

Includes 30 fee-free withdrawals a month

Access anytime

Manage your money through our store, mobile app, phone & internet banking

Our lowest fees

$5 monthly account keeping fee - waived if average monthly balance is +$2,000.

Other Suncorp SMSF compatible accounts

Premium Business Account
 

Premium Business Account

A combined transaction and cash management account that also earns interest. Ideal for larger balances. $20 monthly account keeping fee waived if average monthly balance is +$50,000.



High interest online account

Business Saver Account

Earn interest on every dollar, with zero monthly account keeping fees. Plus unlimited free transfers between Suncorp accounts.



Guaranteed returns with fixed rates

Term deposits

Know exactly how much your money will grow with fixed interest rates and flexible terms from 1 month to 5 years.



Suncorp share trade, borrowing & investment loans

Investing in shares for your SMSF can be a relatively inexpensive way of trying to build and grow assets in your portfolio. Plus, many shares can be bought and sold relatively quickly providing an element of liquidity for your portfolio. Depending on your circumstances, receiving dividend income from your investment may also have tax advantages.

Seeking advice and further information

Setting up a SMSF is subject to specific rules and government regulations. It is therefore important that you obtain independent financial and legal advice to ensure a SMSF is right for you.

Find out more about self-managed super funds at www.ato.gov.au/super or talk to a Suncorp specialist on 13 11 55

Related tools and resources

Forms & documents

View past fund performance reports, product guides and more

Reports archive

View current and previous year’s annual performance and investment reports

Looking for more information? 

Call Us

We’re open Monday to Friday 8 am-6 pm

Visit Us

Find your nearest Suncorp store or ATM

Meet a financial planner

Discuss your financial goals with an advisor

This is general information only and doesn’t take into account your personal objectives, financial situation or needs. Before making any decision about whether to acquire or continue to hold any financial product, please read the relevant information and the Product Disclosure Statement (PDS) and obtain professional advice. 

Financial product advice is provided by representatives of Suncorp Financial Services Pty Ltd ABN 50 010 844 621, AFSL 229882.

Past performance is not an indication of future performance.

Suncorp Share Trade is a service provided by CMC Markets Stockbroking Limited ABN 69 081 002 851 AFSL No. 246381, a Participant of the ASX Group (“CMC Markets Stockbroking”) at the request of Suncorp-Metway Ltd ABN 66 010 831 722, AFSL 229882 (“Suncorp”). For a copy of the terms and conditions relating to the Suncorp Share Trade service and the Financial Services Guides for CMC Markets Stockbroking or Suncorp (or other relevant disclosure documents), contact us on 1300 156 299 or via email at clientservices@sharetrade.com.au. Neither CMC Markets Stockbroking nor Suncorp are representatives of each other. To the extent permitted by law, Suncorp will not guarantee or otherwise support CMC Markets Stockbroking’s obligations under the contracts or agreements connected with the Suncorp Share Trade service.

Various products and services are provided by different entities of the Suncorp Group. The different entities of the Suncorp Group are not responsible for, or liable in respect of, products or services provided by other entities of the Suncorp Group.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 trading as Suncorp Bank. Eligibility criteria, conditions and fees apply and are available on request. Please read the relevant Product Information Document before making any decision about this product. Contact us for a copy.

FlexiRates

flexiRates allow you to earn higher interest rates by locking away a portion of your savings within your account for periods up to 12 months.