It is important to be aware of any government taxes or home loan fees, e.g. Stamp Duty, Mortgage Registration and Transfer Fees, that may apply to your purchase as they can sometimes be quite large and can vary according to the purchase price of your new property and the amount you borrow.
- Stamp duty can be one of the biggest costs outside of the purchase price and varies by State
- GST may apply to the inspection and valuation of new properties. It may not be payable on bank charges and fees or when you buy an established property
- Some states and territories offer stamp duty reductions or exemptions on stamp duty for some first home buyers
Extra cost considerations
If you’d like to speak to someone straightaway, please call 13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am-2pm (AEST)
What can I expect?
Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. We’ll reply within two hours or by the next business day.
Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document, Lending Fees and Charges and the Home Package Plus terms and conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.