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Manage your home loan

It’s simple & convenient to manage your home loan with the following helpful information, tools & services.

Enquire onlineCheck interest rates

Or call us on 13 11 55 Mon - Fri 8am - 6pm (AEST)

Make your loan work for you

Home Loan Cashback1

Cashback could allow you to redraw funds from your extra repayments, giving you more freedom. Available by application and subject to conditions specified in the contract.

Increase your existing home loan

Planning a renovation? Looking to buy a car? With a Suncorp ‘Add’ loan you can increase your existing variable home loan to access additional funds. Have a fixed rate home loan? Then you can consider a home equity loan, which will provide the funds as a separate home loan account.

Save with mortgage offset2

If you have a Standard Variable home loan, you can choose to use the balance from a Suncorp Everyday Options Account to offset against the remaining balance of your home loan.

‘Splitting’ your loan3

Choose to ‘split’ your loan with a loan with a choice of different home loan products.

Feel in control of your loan and repayments

Closing your home loan

Whether you’re selling your home, changing to another bank or paying out your loan – we can help.  Follow our simple guide to help you through the process of closing your home loan.

Finishing a term on a fixed rate home loan

If you’ve fixed all or part of your home loan for a term and that term is about to expire, then it’s a great time to think about your next move with your home loan.

Manage your home loan repayments

Handy tips on how you can knock years off your home loan.

Interest rates are changing. How will this affect you?

Following the Reserve Bank of Australia’s November 2023 decision to increase the cash rate, our variable home loan rates will increase by 0.25% p.a. effective 17 November 2023.




Interest rates are changing. How will this affect you?

Following the Reserve Bank of Australia’s June 2023 decision to increase the cash rate, our variable home loan rates increased by 0.25% p.a. effective 16 June 2023.

Here to help
Calculators & resources

Ensure your home loan works for you.

All home loan calculators

View home loan interest rates

Extra repayments calculator

Security and Convenience

Use the Suncorp App to simply view & manage your home loan

Use the app to view:

  • Your current interest rate
  • Your previous repayments and fees
  • Your upcoming rerepayments and fees
  • The estimated time remaining on your home loan
  • Your offset payment balance

Download on the Apple App Store  Get it on Google Play

Protecting & maintaining your home

Take advantage of our other products that could support you with your home, contents and other assets.

Home & Contents Insurance

If you've recently purchased a new home, make sure you're covered with home and contents insurance. Suncorp Insurance gives you a range of policy options, offering flexibility and protection. Compare your options and get a quick online quote today.

Life & Income Insurance

How would your family cope financially if you or your partner were to die or become severely injured? Life Insurance policies protect your income and support your family.

Get some quick answers

Chat to us today, we're here to help

Get in touch

Our experienced team are happy to answer all your questions! We’ll reply within two hours or by the next business day.

Call us

For all queries about existing Suncorp Home Loans call us Mon - Fri 8am - 6pm (AEST)

1. You need to apply for Cashback, which may be available subject to conditions specified in the contract. Please read these conditions carefully. Available Cashback may exclude any recent cheque, direct debit or pay at post payments and external transfers cannot be performed using online Cashback. Fixed Rate home loans are excluded from Cashback.

2. A Mortgage Offset facility can be established by linking your Everyday Options Account to the loan account and having it in offset mode. A Mortgage Offset Fee may apply to link the 100% Home Loan Offset facility to your home loan, which is waivered under the Home Package Plus. The Mortgage Offset fee is charged to your linked loan account.

3. A minimum amount for each split is $10,000. Additional charges may be incurred for additional loans, unless held in a Home Package Plus.

For Fixed Rate Home Loans, an Early Payment Interest Adjustment (EPIA) applies if more than the prepayment allowance (currently $500.00 per month) is paid in excess of the agreed monthly repayment. The EPIA also applies if the loan is repaid in full or the agreed fixed rate period is broken for any reason. EPIA applies to the whole amount prepaid. Find out more information on EPIA or ask in branch for our EPIA brochure.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document, Lending Fees and Charges and the Home Package Plus Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.