Suncorp helps Australians of all ages and incomes increase and protect their wealth to enjoy a financially secure future.
Do I need a financial planner?
Meeting a Suncorp Financial Planner is a simple way to receive a review of your financial situation. Your financial advisor will take time, care and effort to establish your financial goals, no matter how big or small. They’ll research strategies specifically for you and customise a plan to help you on the path to financial freedom.
A financial advisor can help you build and protect your wealth by providing information on:
- Managing your budget, debts and cash flow
- Financial protection for your family, business, assets or lifestyle
- Protecting your income in case life takes a turn for the worse
- Providing for your children and grandchildren
- Long-term savings and planning for retirement
- Maximising your income in retirement
- Protecting your money against investment risks
- Tax-effective investment strategies to suit your risk profile
Why choose a Suncorp Financial Planner?
A Suncorp Financial Planner can help during every stage of life.
Starting out, ages 18-30
No matter what you're starting, we can help you take a step up the financial ladder
- Save for a car or holiday
- Fund a longer-term goal like a home deposit or starting your own business
- Select the right investment strategy for your superannuation
- Combine your super to save on fees and paperwork
- Protect your income in case you’re injured and can’t work for a while
Settling down, ages 30-50
As your lifestyle changes, prepare for the future by becoming financially fit now
- Invest in property or shares
- Save for your children’s education
- Get your super working more effectively
- Protect your family, income and assets
- Make the most of a redundancy, inheritance or insurance payout
- Look after your business and employees with the most appropriate superannuation and insurance solutions
Empty nest, ages 50-65
Focus on building your wealth and protecting what you’ve worked hard to achieve
- Boost the value of your superannuation
- Use the equity in your home to invest
- Get your finances back on track following a change in circumstances
- Access your super after age 55 to supplement your income
- Make the most of a redundancy, inheritance or insurance payout
Retirement, ages 65+
After working so hard, make sure you have enough money to enjoy your retirement
- Find out about tax-effective retirement solutions
- Maximise the value of your superannuation
- Make your money last in retirement
- Maximise Centrelink entitlements
How much does a financial planner cost?
Your first appointment with a Suncorp Financial Planner is free. It lasts around one hour and can take place in person or over the phone. It’s also obligation-free and is purely designed to help you understand the benefits of having a financial plan.
After your initial consultation, if you continue with personalised financial planning advice, there will be fees* along the way. These will be explained fully by your financial planner who will discuss the way fees can be paid.
- Standard advice (e.g. superannuation or investment strategies, or advice relating to your personal insurance needs)
- Complex advice (e.g. relating to multiple strategies, such as transition to retirement)
- Comprehensive advice (e.g. highly technical advice that may require alternative strategy analysis, detailed research or extensive calculations)
- Subsequent and ongoing advice (e.g. a review of your financial plan to ensure it stays on track)
*Applicable fees, as well as any commissions that Suncorp Advice receives from its product providers, will be clearly set out in your Statement of Advice. Should you choose to proceed with the recommendations in your Statement of Advice, other fees may apply including portfolio management and transaction fees.
Do Suncorp Financial Planners get paid on commission?
Our staff members are paid a salary and do not receive commissions. Some of these staff may be eligible for bonuses, based on reviews of their work performance. The performance criteria for their bonuses may or may not be directly linked to the issue of a product.
What happens at my first financial planning appointment?
At your first appointment we’ll provide an overview of who we are, what we do and how we can help you. We’ll establish your current financial position and identify your goals. You’ll gain an accurate picture of your income, expenses, assets and debts. We’ll also discuss the financial planning process including what happens next and what the fees could be.
What should I bring with me?
To get the most value from your first appointment you should bring along:
- A list of your current investments, debts and income
- Any existing insurance policies
- An outline of your short and long-term goals
- Your superannuation details
What kind of questions should I ask?
It's also useful to have a think about what you want to achieve from your appointment. Some questions to ask your financial planner include:
- What qualifications and experience do you have?
- What can I expect from this meeting?
- What products can you offer me?
- What investment strategies should I consider?
- How can I make sure I have enough for my retirement?
- How can I protect my family, income and assets if something happens to me?
- What fees do you charge?
- What are the next steps after this meeting?
What happens next?
After your first consultation, if you decide to continue with a financial plan and have discussed any fees that may apply, we’ll start working on it.
- We’ll take time to research the solutions available to help you achieve your goals.
- Then we’ll present a customised financial plan that best suits you and provide our advice in a written Statement of Advice (SOA).
- Once you’re happy with the direction we’re taking, we’ll agree on how to implement the recommendations.
- After that, if you’ve agreed to ongoing reviews, we can meet to review your financial plan at least annually or when your personal or financial circumstances change.
Related tools & products
Financial product advice is provided by representatives of Suncorp Financial Services Pty Limited ABN 50 010 844 621, AFSL 229885.
This is general advice and does not take into account your objectives, financial situation or needs. Before acting on this general advice you should consider the Product Disclosure Statement and the appropriateness of the advice having regard to your objectives, financial situation and needs and consult your financial planner.