A person’s ‘carbon footprint’ is an estimate of the collective carbon (and other greenhouse gas) emissions that are related to their lifestyle and activities. We are working with leading carbon service provider Cogo to source industry-level emissions data aligned to customer spend categories. To calculate your estimated carbon emissions associated with your use of the Carbon Insights Account, Cogo matches transactions to a specific industry (e.g., fashion, grocery, insurance). It then multiplies each transaction by an ‘emissions factor’ for that industry to estimate the carbon emissions of that transaction.