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Suncorp Clear Options Standard Credit Card

A simple, low-cost credit card option 

Apply online

Front of Suncorp standard credit card

Front of Suncorp standard credit card

Why choose the Suncorp Clear Options Standard Credit Card?

Take advantage of our lowest interest rate on purchases and our lowest annual fee – all in one great card.

Annual fee

Purchase Rate

12.74% p.a.1

Credit limit 

$2,000 - $20,0002

Our Suncorp Standard Credit Card includes access to

Customer Service

Help is only a phone call away. Call us on 13 11 55.

Worldwide ATM access

Accepted at over 29 million locations and ATMs in more than 170 countries.

Visa payWave

‘wave and go’ for faster purchases under $100

Visa Entertainment

Enjoy access to exclusive pre-sales, offers and competitions.3

Additional cardholders
Add up to four additional cardholders for no extra cost (additional cardholders must be at least 16 years old)

And is protected by

Visa logo

Verified by Visa

Added security and authorisation for online purchases.

Security & fraud protection 

With FRAUDSHIELD® and Visa Zero Liability. 

Lost card replacement

Lost cards can be replaced within 24 hours in Australia.

Apple Pay. Helping you pay on the go.

Suncorp is making it easy to pay using your iPhone or Apple Watch, with Apple Pay now available.

You can now add your debit card or Suncorp Clear Options Credit Card.

Find out more

Suncorp and apple pay logos

Credit Card Terms & Conditions

For more details about our Clear Options Platinum Credit Card download our Credit Card Terms and Conditions Document.

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Ready to apply?

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application online

Terms and conditions, fees and charges apply and are available on request. Existing Suncorp Bank Credit Cardholders are not eligible to apply for introductory offers. Introductory offers cannot be used in conjunction with any other credit card introductory offers unless otherwise specified.

To obtain a copy of the respective Target Market Determination (TMD) document related to Suncorp Clear Options Credit Cards, please visit the forms and documents page.

1. The Annual Percentage Rates for cash advances for the Suncorp Clear Options Standard card is currently 21.99% p.a. The Annual Percentage Rate for purchases is currently 12.74% p.a. Interest rates are variable and subject to change. Interest rates current as at 01/04/2020.

2. Actual credit limit will be assigned based on Citigroup’s Credit Criteria, your credit rating, and subject to confirmation that you earn a minimum of $25,000 p.a. for the Suncorp Clear Options Standard card.

3. Visa Entertainment Offers supplied by Visa. Visit for details.

4. We charge you an international transaction fee of 3.4%, of which a 1% service and assessment fee is payable by us to Visa, for any retail purchase or cash advance transaction in; Foreign currency, once converted to Australian dollars; and/or Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located overseas. Note: It may not always be clear that the merchant or its financial institution/payment processor is located outside Australia.

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Ltd ABN 66 010 831 722 (“Suncorp Bank”) promotes and distributes Suncorp Clear Options Credit Cards on NAB's behalf under an agreement with NAB. NAB has acquired the business relating to this credit from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the Credit Cards. Suncorp Bank will not guarantee or otherwise support NAB's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Internet Banking and Suncorp Telephone Banking).