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Suncorp Clear Options Standard Credit Card

A simple, low-cost credit card option 

Apply online

Why choose the Suncorp Clear Options Standard Credit Card?

Take advantage of our lowest interest rate on purchases and our lowest annual fee – all in one great card.

Annual fee

Purchase Rate

12.74% p.a.1

Credit limit 

$2,000 - $20,0002

Our Suncorp Standard Credit Card includes access to

24/7 customer service

Help anywhere, anytime is only a phone

call away.  Call us on 13 11 55

Worldwide ATM access

Accepted at over 29 million locations and ATMs in more than 170 countries.

Visa payWave

‘wave and go’ for faster purchases under $100

Visa Entertainment

Enjoy access to exclusive pre-sales, offers and competitions.3

Additional cardholders
Add up to four additional cardholders for no extra cost (additional cardholders must be at least 16 years old)

And is protected by

Verified by Visa

Added security and authorisation for online purchases.

Security & fraud protection 

With FRAUDSHIELD® and Visa Zero Liability. 

Lost card replacement

Lost cards can be replaced within 24 hours in Australia.

Samsung Pay can now be used with all Suncorp Clear Options credit cards

Just download the Samsung Pay app on your compatible Samsung device, add your Suncorp credit card details, and follow the prompts.

Samsung Pay uses multiple security methods and taps to make purchases just like your credit card – only now you'll never waste time searching through your wallet.

Find out more

Credit Card Terms & Conditions

For more details about our Clear Options Platinum Credit Card download our Credit Card Terms and Conditions Document.

Compare all credit cards

Ready to apply?

Call Us

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7 days a week

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Complete an
application online

Terms and conditions, fees and charges apply and are available on request. Existing Suncorp Bank Credit Cardholders are not eligible to apply for introductory offers. Introductory offers cannot be used in conjunction with any other credit card introductory offers unless otherwise specified.

1. The Annual Percentage Rates for cash advances for the Suncorp Clear Options Standard card is currently 21.99% p.a. The Annual Percentage Rate for purchases is currently 12.74% p.a. Interest rates are variable and subject to change. Interest rates current as at 01/04/2020.

2. Actual credit limit will be assigned based on Citigroup’s Credit Criteria, your credit rating, and subject to confirmation that you earn a minimum of $25,000 p.a. for the Suncorp Clear Options Standard card.

3. Visa Entertainment Offers supplied by Visa. Visit for details.

4. We charge you an international transaction fee of 3.4%, of which a 1% service and assessment fee is payable by us to Visa, for any retail purchase or cash advance transaction in; Foreign currency, once converted to Australian dollars; and/or Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located overseas. Note: It may not always be clear that the merchant or its financial institution/payment processor is located outside Australia.

Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098 (Citigroup) is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Ltd ABN 66 010 831 722, Australian Credit Licence No. 229882 (Suncorp Bank) promotes and distributes Suncorp Clear Options Credit Cards on Citigroup’s behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank internet banking and telephone banking). Suncorp Bank has not assisted you to make this application and does not suggest you apply for any particular Suncorp Clear Options Credit Card type. Citigroup, not Suncorp Bank, will be assessing your application.