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Suncorp Clear Options Standard Credit Card

A simple, low-cost credit card option 

Apply online

Why choose the Suncorp Clear Options Standard Credit Card?

Take advantage of our lowest interest rate on purchases and our lowest annual fee – all in one great card.

Annual fee

Standard interest rate 

12.74% p.a.

Credit limit 

$2,000 - $20,0001

Special balance transfer offer

0% p.a. 
On balance transfers for 12 months
(reverts to cash advance rate thereafter, currently 21.99% p.a. Note that no interest free days apply to retail purchases while you have a balance transfer.) 2

$100 cashback when you spend $3,000 in the first 6 months3

0% p.a. 
On balance transfers for 12 months
(reverts to cash advance rate thereafter, currently 21.99% p.a. Note that no interest free days apply to retail purchases while you have a balance transfer.)2

$100 cashback when you spend $3,000 in the first 6 months3

Our Suncorp Standard Credit Card includes access to

24/7 customer service

Help anywhere, anytime is only a phone

call away.  Call us on 13 11 55

Worldwide ATM access

Accepted at over 29 million locations and ATMs in more than 170 countries.

Visa payWave

‘wave and go’ for faster purchases under $100

Visa Entertainment

Enjoy access to exclusive pre-sales, offers and competitions. 4

Additional cardholders
Add up to four additional cardholders for no extra cost (additional cardholders must be at least 16 years old)

And is protected by

Verified by Visa

Added security and authorisation for online purchases.

Security & fraud protection 

With FRAUDSHIELD® and Visa Zero Liability. 

Lost card replacement

Lost cards can be replaced within 24 hours in Australia.

Samsung Pay can now be used with all Suncorp Clear Options credit cards

Just download the Samsung Pay app on your compatible Samsung device, add your Suncorp credit card details, and follow the prompts.

Samsung Pay uses multiple security methods and taps to make purchases just like your credit card – only now you'll never waste time searching through your wallet.

Find out more

Credit Card Terms & Conditions

For more details about our Clear Options Standard Credit Card download our Credit Card Terms and Conditions Document

Compare all credit cards

Ready to apply?

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Were open 24 hours a day,
7 days a week

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Complete an
application online

Terms and conditions, fees and charges apply and are available on request. Existing Suncorp Bank Credit Cardholders are not eligible to apply for introductory offers. Introductory offers cannot be used in conjunction with any other credit card introductory offers unless otherwise specified. Offers may be extended or withdrawn at any time without notice.

1. Actual credit limit will be assigned based on our credit criteria, your credit rating, and subject to confirmation that you earn a minimum $25,000 for the Suncorp Clear Options Standard card.

2. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer, for a period of 12 months from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.99% p.a. for the Suncorp Clear Options Standard card. Interest rates are variable and subject to change. The 0% p.a. balance transfer interest rate will not be valid for transfers from other Citigroup or Suncorp Bank Credit Cards. There is no BT fee applicable to this promotional offer.

3. You can earn $100 cashback when you spend a minimum of $3,000 on eligible purchases, both in Australia or internationally, on your credit card within 6 months from card approval. To qualify for the cash back, the eligible purchases can be made by both the primary and additional card holders. Eligible purchase means any Retail Purchase which is made by the use of a Card or any other means permitted by Suncorp, excluding (but not limited to) transactions by way of Cash Advances, Balance Transfers, Special Promotions, fees, purchases of foreign currency and travellers cheques, foreign exchange and ATM / Bank charges, interest charges, finance charges, government charges, payments to the Australian Taxation Office, insurance charges, payments to loan accounts (mortgage etc), purchases in excess of limits on the Account, BPAY payments, and if the Account is more than $10,000 in credit only, all other transactions. Charge backs, refunds or fraudulent transactions are not eligible to receive cash back. Cash back will be credited to the approved accounts within 10 weeks after the qualifying purchases have been made. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. Offer is available to customers who submit their application by 31 October 2018. Post this advertised date, Suncorp reserves the right to continue, withdraw or change the offer at any time without notice.

4. Exclusive Visa Entertainment Offers supplied by Visa. Visit for details.

5. The Annual Percentage Rates for cash advances for the Suncorp Clear Options Standard card is currently 21.99% p.a. The Annual Percentage Rate for purchases is currently 12.74% p.a. Interest rates are variable and subject to change. Interest rates current as at 01/05/2017.

6. We charge you an international transaction fee of 3.4%, of which a 1% service and assessment fee is payable by us to Visa, for any retail purchase or cash advance transaction in; Foreign currency, once converted to Australian dollars; and/or Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located overseas. Note: It may not always be clear that the merchant or its financial institution/payment processor is located outside Australia.

Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098 (Citigroup) is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Ltd ABN 66 010 831 722, Australian Credit Licence No. 229882 (Suncorp Bank) promotes and distributes Suncorp Clear Options Credit Cards on Citigroup’s behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank internet banking and telephone banking). Suncorp Bank has not assisted you to make this application and does not suggest you apply for any particular Suncorp Clear Options Credit Card type. Citigroup, not Suncorp Bank, will be assessing your application.