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Suncorp Clear Options
Platinum Credit Card

Maximise your reward points and enjoy premium benefits

Why choose the Suncorp Clear Options Platinum Credit Card?

Be rewarded for your purchases and enjoy premium benefits such as complimentary insurances, extended warranty, and bonus cashback. Plus, upgrade to our Qantas Frequent Flyer option for more benefits and rewards.

Annual Fee

Standard Interest Rate 

20.74% p.a.

Interest Free Period up to 55 days on retail purchases 1

Credit Limit 

$6,000 - $30,000 2


Earn 1.25 Rewards points per dollar spent 3

Special Balance Transfer Offer

0% p.a.


On balance transfers for 18 months
(reverts to cash advance rate thereafter, currently 21.99%p.a.) 4

Plus, get 5% cashback on all retail purchases for the first 3 months
(up to $250 cashback) 5

0% p.a.


On balance transfers for 18 months

(reverts to cash advance rate thereafter, currently 21.99%p.a.) 4
Plus, get 5% cashback on all retail purchases for the first 3 months
(up to $250 cashback) 5

Personal 24 hour concierge service

Let us assist you with travel bookings, event & hotel bookings, personal shopping, conference services and more. 

International Travel Insurance

Purchase your overseas travel tickets with your Platinum Credit Card and you and your family may be covered for medical expenses, unexpected trip cancellation, loss or theft of personal items and more. 6

Interstate Flight Inconvenience Insurance

Take advantage of cover for luggage delay, unexpected cancellation, flight delays, missed connections and more.

Transit Accident Insurance

Enjoy the security of cover for you, your spouse, and children for specific injuries sustained whilst on a trip paid for on your Platinum card

Access to the Suncorp Travel Centre

Book flights and hotels, rent cars, and access a range of holiday packages

Extended Warranty Insurance

Be covered for the cost of repairing or replacing eligible products that have been purchased on your card 6

Complimentary Suncorp Rewards Program

Vouchers, Gift Certificates & Merchandise Rewards 3

Credit Card Terms & Conditions

For more details about our Clear Options Platinum Credit Card download our Credit Card Terms and Conditions Document

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Terms and conditions, fees and charges apply and are available on request. Existing Suncorp Bank Credit Cardholders are not eligible to apply for introductory offers. This introductory offer cannot be used in conjunction with any other credit card introductory offers. Offer ends 31/7/2017, offer may be extended.

1. The maximum 55 days interest free period applies when you pay your balance off in full (including any balance transfer amounts) for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest from the purchase date. No interest free period is available on cash advances or balance transfers.

2. Actual Credit Limit will be assigned based on Citigroup’s Credit Criteria, your credit rating and subject to confirmation that you earn a minimum of $35,000 p.a. for the Suncorp Clear Options Platinum Visa card.

3. For full terms and conditions of the Rewards Programs, please refer to the Suncorp Clear Options Rewards Terms and Conditions.

4. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 18 months from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Annual Percentage Rate for Cash Advances, currently 21.99% p.a. for the Suncorp Clear Options Platinum card. Interest rates are variable and subject to change. The 0% p.a. balance transfer interest rate will not be valid for transfers from other Citigroup or Suncorp Bank Credit Cards. The interest rates are current as at 01/07/2016.

5. 5% cashback can be earned on all eligible purchases, made in Australia and internationally for 3 months from account approval, up to a total of $250 cashback (total $5000 spend). To qualify for the cash back, the eligible purchases can be made by both the primary and additional card holders. Eligible purchase means any Retail Purchase which is made by the use of a Card or any other means permitted by Suncorp, excluding (but not limited to) transactions by way of Cash Advances, Balance Transfers, Special Promotions, fees, purchases of foreign currency and travellers cheques, foreign exchange and ATM / Bank charges, interest charges, finance charges, government charges, payments to the Australian Taxation Office, insurance charges, payments to loan accounts (mortgage etc), purchases in excess of limits on the Account, BPAY payments, and if the Account is more than $10,000 in credit only, all other transactions. Charge backs, refunds or fraudulent transactions are not eligible to receive cash back. Cash back will be credited to the approved accounts within 10 weeks after the eligible purchases have been made.

6. Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No.245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, Sydney NSW 2000, and is subject to terms, conditions, and exclusions, some limits and excess may apply. See Terms and Conditions.

7. For full Guaranteed Pricing Scheme terms and conditions and ‘covered product’ definitions please refer to Insurance Cover Suncorp Platinum Gold Card Plus Card.

8. Rewards Points earn rates differ depending on which rewards program you are enrolled in. Customers receive 0.5 Qantas Frequent Flyer points for every $1 spent. Terms and Conditions of Suncorp Bank Qantas Frequent Flyer Rewards Program apply. The Suncorp Clear Options primary cardholder must be a member of the Qantas Frequent Flyer program to earn Qantas Frequent Flyer points. A joining fee applies. Only Qantas Frequent Flyer points can be earned in Suncorp Bank Qantas Frequent Flyer Rewards Program and are subject to the terms and conditions of the Qantas Frequent Flyer Rewards Program. You can only be enrolled in one rewards program.

9. We charge you an international transaction fee of 3.4%, of which a 1% service and assessment fee is payable by us to Visa, for any retail purchase or cash advance transaction in; foreign currency, once converted to Australian dollars; and/or Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located overseas. Note: It may not always be clear that the merchant or its financial institution/payment processor is located outside Australia.

Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098 (Citigroup) is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Ltd ABN 66 010 831 722, Australian Credit Licence No. 229882 (Suncorp Bank) promotes and distributes Suncorp Clear Options Credit Cards on Citigroup’s behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank internet banking and telephone banking). Suncorp Bank has not assisted you to make this application and does not suggest you apply for any particular Suncorp Clear Options Credit Card type. Citigroup, not Suncorp Bank, will be assessing your application.