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Suncorp Clear Options Credit Cards

Choose an option that’s right for you. Whether you’re looking to earn Rewards, Frequent Flyer points or simply need a Low Rate option.

Existing Rewards Card Customer?

Visit the Rewards Portal

Standard
Credit Card

Take advantage of our lowest interest rate on purchases and our lowest annual fee – all in one great card.

12.74% p.a.

Standard Interest Rate

  • Annual Fee
    $55
  • Credit Limit
    $2000  - $20,000

Balance Transfer Offers

Low Rate Credit Card

0%* p.a for 14 months
 

Gold
Credit Card

Earn reward points while keeping your interest rates and annual fees under control.

20.50% p.a.

Standard Interest Rate

  • Annual Fee
    $120
  • Credit Limit
    $5000  - $25,000
  • Interest Free Period
    Up to 55 days interest free1

  • Rewards
    Earn 1 Reward point per dollar spent (up to $1,500 or half point per dollar thereafter)2

Platinum
Credit Card

Maximise your reward earnings and enjoy premium benefits.

20.74% p.a.

Standard Interest Rate

  • Annual Fee
    $169
  • Credit Limit
    $6000  - $30,000
  • Interest Free Period
    Up to 55 days interest free1

  • Rewards
    Earn 1.25 Reward points per dollar spent
    Upgrade to our Qantas Frequent Flyer option2

  • Cashback
    $250 cashback on retail purchases for the first 3 months3

Balance Transfer Offers

Platinum Credit Card

0%# p.a for 18 months
 

Receive these great benefits across all our credit cards

24/7 Customer Service

Help anywhere, anytime is only a phone call away. Call us on 13 11 75

Security & Fraud Protection

With FRAUDSHIELD® and Visa Zero Liability

Visa payWave

‘wave and go’ for faster purchases under $100

Lost Card Replacement

Lost cards can be replaced within 24 hours in Australia

Need some help choosing?

Use our comparison table to help you find the right card for you.

Fees, charges and credit criteria apply. Terms and conditions apply and are available on request. Existing Suncorp Bank Credit Cardholders are not eligible to apply for this introductory offer. 

1. The maximum 55 days interest free period applies when you pay your balance off in full for 2 consecutive months. If you carry a balance on your credit card from month to month the 55 days interest free period does not apply and you are charged interested once you make a purchase. There is no interest free period for Cash Advances or Balance Transfers

2. All Rewards are subject to the Terms and Conditions of the Suncorp Rewards Program. Cash advances do not earn Reward points. Suncorp Reward points never expire while the card remains open.

3. 5% cashback can be earned on retail purchases for 3 months from account approval, up to a total of $250 cashback (total $5,000 spend). Cash advances, balance transfers, BPAY transactions, charge backs, refunds and certain other transactions (including fraudulent transactions) are not eligible to receive cashback. Cashback will be credited to the approved account within 10 weeks of the 3 month period ending. Offer is available to customers who submit their application by 31/01/17.

* Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 14 months from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Annual Percentage Rate for Cash Advances, currently 21.99% p.a. for the Suncorp Clear Options Standard card. Interest rates are variable and subject to change. The 0% p.a. balance transfer interest rate will not be valid for transfers from other Citigroup or Suncorp Credit Cards. The interest rates are current as at 01/07/2016. This offer ends 31/01/2017.

# Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 18 months from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Annual Percentage Rate for Cash Advances, currently 21.99% p.a. for the Suncorp Clear Options Platinum card. Interest rates are variable and subject to change. The 0% p.a. balance transfer interest rate will not be valid for transfers from other Citigroup or Suncorp Credit Cards. The interest rates are current as at 01/07/2016. This offer ends 31/01/2017.

Banking Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882. Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence 238098 (“Citigroup”) is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp Bank promotes and distributes Suncorp Clear Options Credit Cards on Citigroup’s behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank internet banking and telephone banking).Products and services including banking, superannuation and insurance (including life insurance, home and car insurance) are provided by separate companies in the Suncorp Group. Suncorp Bank is only liable for the banking products or services it provides and not the products and services of the other companies in the Suncorp Group.© Copyright Suncorp-Metway Ltd ABN 66 010 831 722. Head office: Level 28, 266 George St, Brisbane Qld 4000.