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How much can I borrow?

Obtain a quick estimate on how much you could borrow based on your income and expenses.


Income

Applicant salary, after tax

Applicant 1 salary, after tax

Applicant 2 salary, after tax

Any other income, after tax

Any investment income (rental, significant interest)


Expenses

Amount owing on an existing mortgage

(balance includes any cash back/advance payments)

Total other loan repayments you make (ie, a Personal Loan)

Average monthly living expenses


Loan Details

Maximum loan term is 30 years


You may be able to borrow up to

...

Make an offer with more confidence as soon as you find the right property.
Pre-approval is 100% fee free and obligation free.

 Apply online in 10 minutes

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What can I expect?

Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. Your dedicated lender will review your application and reach out to you in the next business day to discuss your options and answer any questions you have.

Save time, get started online

Are you buying a home or looking to refinance?
You can apply online in around 10 minutes.

What can I expect?

100% obligation free advice, 7 days a week

Our experienced home lending team are happy to answer all your questions, 7 days a week. They'll call you within 24 hours to discuss your home lending needs.

For all queries about existing Suncorp Home Loans call 13 11 55 Mon-Fri 8am-6pm (AEST)

The calculations provided are estimates only and based upon the information entered into the calculator by the user. The calculations do not include upfront or continuing credit fees and charges. The resulting calculations do not constitute a loan application or variation to an existing Suncorp Bank facility, loan offer or loan approval. An estimated repayment for your existing Residential Investment or Home Loan has been calculated using an interest rate of 7.25% p.a. over 360 months on Principal and Interest repayments. An estimated repayment for your proposed Home Loan has been calculated using an interest rate of 7.25% over your proposed loan term on Principal and Interest repayments. To more accurately determine your borrowing capacity, apply for a home loan pre-approval.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document, Lending Fees and Charges and the Home Package Plus terms and conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.

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