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How much do you really need for a house deposit
If you’re saving for a house, it can be hard to know when exactly to stop. When will you actually have enough money to go looking for a house and actually put down a deposit?Read more
The Cost of Being Fit
To say Australia is a nation obsessed with fitness is an understatement. With nearly two thirds of Australians choosing to exercise more than three times a week, it’s clear to see we are a nation focused on achieving our fitness goals.Read more
5 Steps to Master Renting
It’s a rite of passage for young adults leaving home for the first time, a necessity for people saving to buy their own property, or an easy option for people with mobile careers that take them to different cities.Read more
Savings Accounts vs Term Deposits
Can’t decide whether to open a high yielding savings account or a term deposit? While both are popular investment vehicles for cash, offering relative stability and certainty when it comes to rates of return, your choice will depend on a number of factors including your individual needs, savings goals and the timeframe around them.Read more
What are Split Home Loans?
Anyone with a passing familiarity with home loans - or loans in general, for that matter - will be aware of terms like ‘fixed interest rate’ and ‘variable interest rate’. Less famous (or infamous, depending on your point of view) are terms like ‘split home loan’, ‘split facility’ and ‘split mortgage’.Read more
Rent out a room
It seems like a dream scenario. You get to offset the costs of your property and someone else gets to live comfortably for a reasonable price. You might even find a new friend! However, while there are plenty of positives, there is also an inherent risk involved in sharing your home with a stranger, and some obligations, so be sure to consider the following before hitching up that For Rent sign.Read more
Is it time to get a business bank account? Many sole proprietors and professionals operating small businesses tend to use their personal bank accounts for their business dealings - and why not, you might ask?Read more
Buying an apartment
Whether you are renting out your apartment as an investment or living in it, you will need to recognise that you are purchasing a piece of a community and the best means of making that work is by understanding how it is governed and by making efforts to participate in it.Read more
Should I Stay or Should I Go
People’s housing needs change over time. Children come along, elderly relatives require care, you want more entertaining space or a home office. At some point most of us will have to make a critical decision — should I stay or should I go? Renovate or relocate?Read more
How To Get Your Products Into Stores
It takes patience and dedication to get your products in stores for the first time, and another type of skill to convince retailers to keep your products on their shelves. With a decade of sales for a major firm, and eight years of wholesaling her own line of women's accessories to draw on, Jenny Spring now helps many small business owners get their products into stores.Read more
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