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Insight Blog

Know your stuff with our Banking Insight Blog

All Blog Posts

  • Savings Accounts vs Term Deposits

    Can’t decide whether to open a high yielding savings account or a term deposit? While both are popular investment vehicles for cash, offering relative stability and certainty when it comes to rates of return, your choice will depend on a number of factors including your individual needs, savings goals and the timeframe around them.

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  • How much do you really need for a house deposit

    If you’re saving for a house, it can be hard to know when exactly to stop. When will you actually have enough money to go looking for a house and actually put down a deposit?

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  • What are Split Home Loans?

    Anyone with a passing familiarity with home loans - or loans in general, for that matter - will be aware of terms like ‘fixed interest rate’ and ‘variable interest rate’. Less famous (or infamous, depending on your point of view) are terms like ‘split home loan’, ‘split facility’ and ‘split mortgage’.

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  • Rent out a room

    It seems like a dream scenario. You get to offset the costs of your property and someone else gets to live comfortably for a reasonable price. You might even find a new friend! However, while there are plenty of positives, there is also an inherent risk involved in sharing your home with a stranger, and some obligations, so be sure to consider the following before hitching up that For Rent sign.

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  • Construction Loan

    Is it time to get a business bank account? Many sole proprietors and professionals operating small businesses tend to use their personal bank accounts for their business dealings - and why not, you might ask?

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  • How To Get Your Products Into Stores

    It takes patience and dedication to get your products in stores for the first time, and another type of skill to convince retailers to keep your products on their shelves. With a decade of sales for a major firm, and eight years of wholesaling her own line of women's accessories to draw on, Jenny Spring now helps many small business owners get their products into stores.

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  • Compare business & personal accounts

    Is it time to get a business bank account? Many sole proprietors and professionals operating small businesses tend to use their personal bank accounts for their business dealings - and why not, you might ask?

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  • Buying an apartment

    Whether you are renting out your apartment as an investment or living in it, you will need to recognise that you are purchasing a piece of a community and the best means of making that work is by understanding how it is governed and by making efforts to participate in it.

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  • Building my first house

    So when I’m not at work having fun creating mobile apps and preaching to the world about User Experience Design, I’m working on a project that doesn’t involve code and pixels: building a house for the first time. Here's some basic tips I learnt along the way.

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  • Buying a franchise

    There are franchise businesses available in almost every industry and retail sector, and the cost to purchase a licence to franchise varies between each business, but can range from tens of thousands, through to more than a million dollars for a franchise like McDonald’s. So they're everywhere, but why buy a franchise?

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