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eOptions Savings Account

An account with no card access that keeps your savings working harder for you. 

Why choose the eOptions Savings Account?

Earn high interest without locking your funds away

$0 account-keeping fee & no transaction fees

Access higher interest rates with our flexiRate option

Open an eOptions Saving account in under 5 minutes

Current Interest Rate


On balances $0.01 & over

Key features

The eOptions Savings Account is an online savings account that enables you to earn high interest without locking your funds away. Moving your money online is fast and easy, plus with no minimum balance, your eOptions funds are always earning interest for you.

Interest is calculated daily & paid monthly

Card-free, online-only account

No minimum balance to open your account or earn interest

Set up transfers, BPAY®, and Direct Debit & Direct Credit transactions

So many ways to access your money

Mobile App

Safe, secure & easy mobile banking

Internet Banking

Fast, easy & unlimited

Telephone Banking

Check balances & make unlimited transfers

  Looking for a higher interest rate? Lock away a portion of your savings with our flexiRates.

Rates and fees

Interest Rates

eOptions Online Savings Account




Monthly account-keeping fee


All Suncorp Bank transactions


Electronic transfers to other banks


Payment Honour or Dishonour Fee


How to apply

Applying online

Applying online is simple and takes less than 5 minutes. Make sure you are at least 11 years old and a permanent Australian resident with an Australian residential address.

18 and over? You’ll need:

  • Your drivers licence
  • Your Medicare card
  • A valid email address

Aged 11-16? You’ll need:

  • A valid email address
  • A mobile phone number (you can borrow a parent or guardian’s if you need to)
  • A way for us to verify you:    
    • One form of photo ID
    • One form of non-photographic ID (eg your birth certificate), and an additional ID document (eg a letter from your principal).

Applying in store

We will need to confirm your identity when you visit the store so please take a moment to read our personal identification requirements

Joint applicants may apply online however you will both need to visit a store or Australia Post office to verify your ID before you receive full access to your account

Want to find out more?

Product Information Document

For more details about this account download our Product Information Document

Read more

Compare all Savings accounts

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Savings Calculator

Use our savings calculator to see how much you can save

Calculate savings

Ready to apply?

With no minimum balance required, you could be signed up to your new account within minutes.

Apply online

It’s quick and easy

Call Us

Mon - Fri 8am - 10pm

Sat – Sun 8am – 6pm


Visit Us

Chat about your options in person


Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.


flexiRate rates allow you to earn higher interest rates by locking away a portion of your savings within your account for periods up to 12 months.