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Savings Accounts

Suncorp Bank offers a range of savings accounts, including interest-earning accounts and convenient online-only accounts. Each provides access to features like our award-winning mobile app and handy budget tracker. Whatever your savings goals are, we offer an account to suit you.

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Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)


Growth Saver Account

Earn bonus interest for every month that you grow your net balance by $200 or more (excluding interest) and make no more than one withdrawal. Ideal for helping you reach those long-term savings goals.

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Standard interest rate

variable rate


Bonus interest rate

variable rate


Growth Saver interest rate


variable rate

Looking for a different type of savings account?


An online-only savings account with no account-keeping fees that lets you earn interest without locking your funds away.

Find out more


On balances $0.01 & over


A savings supportive transaction account with the ability to link up to 9 sub-accounts5 and earn higher interest rates via our flexiRates*.

Find out more


On balances $0.01 & over

Still not sure? Compare all our savings accounts side-by-side.

Boost your savings with flexiRates

Earn higher interest by choosing to lock a portion of the money in your savings account away for up to 12 months.

flexiRates can easily be set up and managed in Internet Banking.


flexiRates are available on the 55 Plus account, eOptions Online Savings Account and Everyday Options Sub-Account.

Benefits of banking with us

No ATM Fees
Fee-free withdrawals at Suncorp, rediATMs plus the Big 4

Everyday discounts
Suncorp customers with a Savings account can sign-up and save on everyday items

Eligibility criteria and limits apply.

Internet Banking
Easy-to-use online banking featuring our handy Budget Tracker

We’re committed to protecting your personal information

Related products

We offer a range of products and services, so if you didn’t find what you were looking for, here are some other options:

Ready to get in touch?

Our friendly team of consultants are here to help.

Call Us

Mon - Fri 8am - 10pm

Sat – Sun 8am – 6pm


Message us

Send us an email and one of our Banking Specialists will respond to your enquiry

Visit us

Visit your nearest store or ATM

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Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)

Find out exactly what Suncorp customers thought about their website experience when opening an account.

Reviews are managed and sourced by BazaarVoice.

Reviews are independently verified and detail our customers' real experiences.

Suncorp Bank Deposits Website Experience is rated 4.7 out of 5 by 122.
Rated 1 out of 5 by from Poor experience I tried to open an account online, 3 times. Always giving issues. I haven’t got the confirmation yet even after 4 days. Everytime I logged in, it says, system under maintainance, but will process your request and send you the welcome pack. Never got it so far.
Date published: 2020-01-24
Rated 2 out of 5 by from THE FONT IS SO LARGE I GOT CONFUSED I entered two persons' names and the account shows my name twice so I did not continue with registering.
Date published: 2020-01-23
Rated 4 out of 5 by from Quick n easy Quick n easy to use. I opened my account in record time
Date published: 2020-01-22
Rated 5 out of 5 by from great features no account or transaction fees I opened this account as the other bank is closing branches and this has become an inconverience for me.
Date published: 2020-01-20
Rated 5 out of 5 by from Easy process a very quick, easy and simple application process and id verification. all took less than 5 minutes! awesome
Date published: 2020-01-19
Rated 5 out of 5 by from No fees to be honest , i dont really trust banks , in the past everytime they would someway charge me a fee out from no where , or e.g not long ago I put money into an opal card its impossible to put like anything thats not in whole numbers $10.00 yes $10.30 there is no option to , they would mever admit that it was there mistake like nobody's perfect its not hard to say sorry ect .,,,, hopefully Suncorp aremt like the main stream banks customer service arent they there to help or answer questions your enquiries, How does a disabled person ['provide a payment of income summary , when the Income statement from the government statement saying the amount of inxome and its from s'dsp pension , which shows when and ro now is still on the DSP but they say it's not proof then what is ? Im jus hoping that Suncorp will listen and talk to we customers but see us as humans as well...... time will tell...
Date published: 2020-01-18
Rated 5 out of 5 by from Rates are appealing It's time an institution includes the children they are going to be in a better financial situation and the more they are able to get their own account and understand money investing and interest rates is a great life lesson
Date published: 2020-01-18
Rated 5 out of 5 by from Quick, simple & easy to set up with all the features & perks New customer & offers everything for my banking needs at my finger tips
Date published: 2020-01-15
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#Monthly Account Keeping Fee waived for new Everyday Options accounts opened from 3/12/2018. Fee will be charged and waived for as long as the account is held. Offer is subject to change without notice and may be withdrawn or extended at any time.

*FlexiRates allows you to earn higher interest rates by locking away a portion of your savings within your account for periods up to 12 months


4. To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older and a permanent resident of Australia. If not eligible you will receive a Suncorp Bank eftpos card
5. Everyday Options sub-accounts are only available with an Everyday Options account. You can add up to 9 sub-accounts without incurring additional account-keeping fees. Monthly account keeping fees are only charged to the main account. 

Account owners must be 11 years or older (unless otherwise stated on the Product Information Document) and a permanent resident of Australia. There is no minimum balance requirement when you open a Suncorp Bank deposit account.

Interest rates and fees and charges are subject to change without notice.

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.

Interest rates

 Interest is calculated on a 'tiered' basis which means that when your account balance exceeds the required amount, we will apply the higher interest rate to your entire balance

Offset capability

Use the balance in your savings and transaction account to offset the balance in your home loan. You’ll pay less, because the interest is calculated on the Home Loan amount minus the balance in your accounts. To put it simply, the larger the balance you hold in your Everyday Options account and Sub-accounts, the less interest you’ll end up paying on your home loan.