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Savings Accounts
Suncorp Bank offers a range of savings accounts, including interest-earning accounts and convenient online-only accounts. Each provides access to features like our award-winning mobile app and handy budget tracker. Whatever your savings goals are, we offer an account to suit you.
BE REWARDED FOR CONSISTENT SAVING
Growth Saver Account
Earn bonus interest for every month that you grow your net balance by $200 or more (excluding interest) and make no more than one withdrawal. Ideal for helping you reach those long-term savings goals.
Standard interest rate
variable rate
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Bonus interest rate
variable rate
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Growth Saver interest rate
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variable rate
Looking for a different type of savings account?
Everyday Options Account
A savings supportive transaction account with the ability to link up to 9 sub-accounts4, earn higher interest rates via our flexiRates* and no account keeping fees.
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On balances $0.01 & over
No monthly account keeping fee
Visa Debit Card with payWave® 3
Lock away a portion of your savings at a higher interest rate using flexiRates*
Save with Sub-Accounts
Link up to 9 interest earning sub-accounts at no extra charge
Earn interest
Earn interest on up to 9 savings sub-accounts
OR
Offset your home loan
Used the combined balance of your Everyday Options accounts to offset our Standard Variable Rate Home Loan
Still not sure? Compare all our savings accounts side-by-side.
Boost your savings with flexiRates
Earn higher interest by choosing to lock away a portion of your savings for up to 12 months.
flexiRates can easily be set up and managed in the Suncorp App and Internet Banking.
flexiRates are available on the Everyday Options Main and Sub-Account, Business Premium Account and Business Saver Account.
Benefits of banking with us
Everyday discounts
Suncorp customers with a Savings account can sign-up and save on everyday items
Related products
We offer a range of products and services, so if you didn’t find what you were looking for, here are some other options:
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* FlexiRates allows you to earn higher interest rates by locking away a portion of your savings within your account for periods up to 12 months
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3. To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older and a permanent resident of Australia. If not eligible you will receive a Suncorp Bank eftpos card
4. Everyday Options sub-accounts are only available with an Everyday Options account. You can add up to 9 sub-accounts.
Account owners must be 11 years or older (unless otherwise stated on the Product Information Document) and a permanent resident of Australia. There is no minimum balance requirement when you open a Suncorp Bank deposit account.
Interest rates and fees and charges are subject to change without notice.
Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.
Interest rates
Interest is calculated on a 'tiered' basis which means that when your account balance exceeds the required amount, we will apply the higher interest rate to your entire balance
Offset capability
Use the balance in your savings and transaction account to offset the balance in your home loan. You’ll pay less, because the interest is calculated on the Home Loan amount minus the balance in your accounts. To put it simply, the larger the balance you hold in your Everyday Options account and Sub-accounts, the less interest you’ll end up paying on your home loan.
