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Savings Accounts

Suncorp Bank offer a range of savings accounts, including interest-earning accounts and convenient online-only accounts. Each offers access to features like our award-winning mobile app and handy budget tracker. Whatever your savings goals are, we offer an account to suit you.

BE REWARDED FOR CONSISTENT SAVING

Growth Saver Account

Earn bonus interest when you grow your balance by at least $200 per month and don’t make more than one withdrawal. Ideal for helping you reach those long-term savings goals.

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Standard interest rate

variable rate

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Bonus interest rate

variable rate

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Growth Saver interest rate

variable rate

Looking for a different type of savings account

ACCESS YOUR MONEY WHEN YOU NEED TO & CONTINUE TO EARN INTEREST

eOptions Savings Account

An online-only savings account with no account-keeping fees that lets you earn interest without locking your funds away.

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On balances $0.01 & over

AN EVERYDAY ACCOUNT WITH LINKED SUB-ACCOUNTS TO HELP YOU SAVE

Everyday Options Account

A savings supportive transaction account with the ability to link up to 9 sub-accounts5 and earn higher interest rates via our flexiRates*.

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2

On balances $0.01 & over

A SAVINGS ACCOUNT FOR HIGH BALANCES

Cash Management Account

A tiered interest account with card access that rewards you with higher interest as your account balance increases.

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3

On balances $500,000 & over

Boost your savings with flexiRates

Earn higher interest by choosing to lock a portion of the money in your savings account away for up to 12 months.

flexiRates can easily be set up and managed in Internet Banking.

 

flexiRates are available on the 55 Plus account, eOptions Online Savings Account and Everyday Options Sub-Account.

Benefits of banking with us

No ATM Fees
Fee-free access to over 3,300 Suncorp and rediATMs Australia wide

Mobile App
Manage your money safely and easily with our award-winning app

Internet Banking
Easy-to-use online banking featuring our handy Budget Tracker

Security
We’re committed to protecting your personal information

Related products

We offer a range of products and services, so if you didn’t find what you were looking for, here are some other options:

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# Offer is exclusive for new Everyday Options account opened online via the suncorp.com.au/banking site. Excludes new Everyday Options accounts opened online via Internet Banking.

*FlexiRates allows you to earn higher interest rates by locking away a portion of your savings within your account for periods up to 12 months

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4. To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older and a permanent resident of Australia. If not eligible you will receive a Suncorp Bank eftpos card
5. Everyday Options sub-accounts are only available with an Everyday Options account, which has a $5 month account-keeping fee. You can add up to 9 sub-accounts without incurring additional account-keeping fees.

Account owners must be 11 years or older (unless otherwise stated on the Product Information Document) and a permanent resident of Australia. There is no minimum balance requirement when you open a Suncorp Bank deposit account.

Interest rates and fees and charges are subject to change without notice.

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Fees, charges, terms and conditions apply and are available on request.

Interest rates

 Interest is calculated on a 'tiered' basis which means that when your account balance exceeds the required amount, we will apply the higher interest rate to your entire balance

Offset capability

Use the balance in your savings and transaction account to offset the balance in your home loan. You’ll pay less, because the interest is calculated on the Home Loan amount minus the balance in your accounts. To put it simply, the larger the balance you hold in your Everyday Options account and Sub-accounts, the less interest you’ll end up paying on your home loan.