Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Savings Accounts

Reach your goals sooner with accounts to help you save

eOptions Savings Account

An online savings account


On balances $0.01 & over

Key features

  • $0 monthly account-keeping fee
  • No minimum monthly deposits required to earn interest
  • Card-free account

Everyday Options Sub-Account

Link up to 9 interest-earning savings sub-accounts to an Everyday Options transaction account


On balances $0.01 & over

Key features

  • $0 monthly account-keeping fee5
  • No minimum monthly deposits required to earn interest
  • Save on Home Loan repayments with mortgage offset capability.
  • An Everyday Options account is needed in order to open Everyday Options Sub-Accounts

Cash Management Account

A premium savings account for high balances


On balances $500,000 & over

Key features

  • $0 monthly account-keeping fee when you hold a combined total of more than $20, 000 in any eligible Suncorp deposit account. ($5/month thereafter or otherwise)
  • No minimum monthly deposits required to earn interest
  • Interest rates that increase as your balance grows
  • Visa Debit Card4 with payWave for faster purchases

Boost your savings with flexiRates

Earn higher interest when you choose to lock away a portion of money in your savings account for periods of up to 12 months.

flexiRates are available on the 55 Plus account, eOptions Online Savings Account and Everyday Options Sub-Accounts.

See our latest flexiRates

Compare all savings accounts

Compare the features of our savings accounts side by side

Compare all interest rate options

Unsure what savings option is right for you? Compare all our latest interest rates

Moving banks?

Moving over from another bank? We can help make that process easier

Related products

We offer a range of products and services, so if you didn’t find what you were looking for, here are some other options:

Personal Everyday Accounts

Kids Savings Account

Term Deposits

Everyday Business Accounts

We're here to help

Call us

We're open 24 hours a day, 7 days a week

Visit us


4. To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older and a permanent resident of Australia. If not eligible you will receive a Suncorp Bank eftpos card
5. Everyday Options sub-accounts are only available with an Everyday Options account, which has a $5 month account-keeping fee. You can add up to 9 sub-accounts without incurring additional account-keeping fees.

Account owners must be 11 years or older (unless otherwise stated on the Product Information Document) and a permanent resident of Australia. There is no minimum balance requirement when you open a Suncorp Bank deposit account.

Interest rates and fees and charges are subject to change without notice.

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Fees, charges, terms and conditions apply and are available on request.

Interest rates

 Interest is calculated on a 'tiered' basis which means that when your account balance exceeds the required amount, we will apply the higher interest rate to your entire balance

Offset capability

Use the balance in your savings and transaction account to offset the balance in your home loan. You’ll pay less, because the interest is calculated on the Home Loan amount minus the balance in your accounts. To put it simply, the larger the balance you hold in your Everyday Options account and Sub-accounts, the less interest you’ll end up paying on your home loan.