Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Everyday Essentials Account

A basic day-to-day transaction account for holders of concession and health care cards or recipients of government income support.

To open an account with us:

Find my nearest store Call 13 11 55

Why choose the Everyday Essentials Account?

With no transaction or account-keeping fees, the Everyday Essentials Account makes banking accessible for eligible Australians. Whether you prefer to bank online, in store, or on the go, this account gives you access to your money when and where you want it.

Key Features

  •   No monthly account-keeping fees
  •   No overdrawn account fees
  •   No minimum balance required
  •   Fee-free withdrawals plus quick cash and cheque deposits via our ATM network
  •   Visa Debit Card with payWave for faster purchases

With so many ways to access your money

Mobile App

Safe, secure & easy mobile banking.

Visa Debit 

Shop online, overseas, or ‘wave and go’ with Visa payWave, Google Pay or Apple Pay

Branch & Telephone

Make the most of unlimited transactions


Convenient banking with Australia Post wherever you live

Internet Banking

Fast, easy & unlimited transactions

Suncorp Bank ATMs

Access your cash at any Suncorp, rediATM or the Big 4 banks’ ATMs fee free

Plus, we can help you track your spending with the Suncorp Bank Budget Tracker!

Mobile payments give you more ways to pay

Start paying in stores, apps & online, using Apple Pay or Google Pay with your Suncorp Visa debit card.

Ready to switch?

Simplify your new Suncorp account set up with our Account Switching tool available in Internet Banking

Find out more

Compare all our Everyday accounts

Stop. Block. Lock.


Our Suncorp Bank app has new features to give you more control of your Suncorp Visa Debit card.


Product Information Document

For more details about our Everyday Essentials Account download our Product Information Document.

Ready to apply?

To apply for this account, you'll need to visit a Suncorp Bank branch.

We'll have to confirm your identity when you visit, so please take a moment to read our personal ID requirements

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.

Partnered Network

Includes over 1,500 Suncorp Bank & Bendigo Bank ATMs


payWave accepted for purchases over $100, however you’ll be required to enter your PIN.