Everyday Essentials Account

A day-to-day transaction account for low-income customers and holders of concession and health care cards.

To apply please visit your nearest branch

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Why choose the Everyday Essentials Account?

With no transaction or account-keeping fees, the Everyday Essentials Account makes banking accessible for everyone. Whether you prefer to bank online, in branch, or on the go, this account gives you access to your money when and where you want it.

Key Features

$0 monthly account-keeping fees
No overdrawn account fees
No minimum balance required
Fee-free withdrawals plus quick cash and cheque deposits via our ATM network
Visa Debit Card with payWave for faster purchases

With so many ways to access your money

Mobile App

Safe, secure & easy mobile banking.

Visa Debit

Shop online, overseas, or ‘wave and go’ with Visa payWave

Branch & Telephone

Make the most of unlimited transactions

Bank@Post

Convenient banking wherever you live

Internet Banking

Fast, easy & unlimited

Suncorp Bank ATMs

Enjoy fee-free access to your cash at over 3000 ATMs across Australia

Plus, we can help you track your spending with the Suncorp Bank Budget Tracker!

Interest Rates

There's no interest paid on money in this account however, if you're saving for a goal and would like to earn interest, you may also like to open a Suncorp eOptions Account.

Fees

Monthly account-keeping fee

All Suncorp Bank Transactions

Using other banks' ATMs
Withdrawals and enquiries at other (“non Suncorp Bank”) ATMs will incur the ATM Operator fee by the Financial Institution who owns the ATM. This fee will be charged immediately at the time of the transaction to your account.

Electronic transfers to other banks

Payment Honour or Dishonour Fee

$0.00

ATM Operator Fee

$0.00

Make sure you are eligible

Account owners must be 11 years or older (unless otherwise stated on the Product Information Document) and a permanent resident of Australia.
To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or over and a permanent resident of Australia. If you are not eligible, you will receive a Suncorp Bank eftpos card instead.

Stop. Block. Lock.

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Find out more

Our Suncorp Bank app has new features to give you more control of your Suncorp Visa Debit card.

Compare all our Everyday accounts

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Product Information Document

For more details about our Everyday Essentials Account download our Product Information Document.

Ready to apply?

To apply for this account, you'll need to visit a Suncorp Bank branch.

We'll have to confirm your identity when you visit, so please take a moment to read our personal ID requirements.

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Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Terms and Conditions, fees and charges may apply and are available on request.