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4.7 stars out of 5 stars 4.7 stars out of 5 stars  (4.7 out of 5)

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Variable rate

A rate that is variable and is subject to change over the loan term.
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Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.

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Discounted Back to Basics Variable Rate with Better Together Special Offer. Owner Occupied. New to bank lending >= $150,000. Maximum LVR 70%. Principal and Interest Repayment.

You get $25 back.
We donate 25 meals.

Find out how

Open an Everyday Account by August 31 and spend $250 on groceries across 5 transactions^ and you’ll get $25 back. Plus, we’ll donate 25 meals to OzHarvest to feed people in need.

^Using the linked Visa Debit Card by the end of the following month after your account was opened. View full Terms and Conditions.

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Awarded for outstanding value

Our home loans have been awarded for Outstanding Value by Canstar to investors across the variable and fixed-rate loan terms considered in these ratings. Canstar Research found investors with a 5-Star Rated home loan tended to have access to lower interest rates compared to the market average.

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Fast Payments anytime, anywhere

Pay and be paid in under a minute through Osko participating banks using the Suncorp App.

Pay for it your way with Suncorp Bank PayLater

PayLater gives you everything you love about 'buy now, pay later', with all the convenience of a Visa Debit card.

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Suncorp Bank applies a range of security measures to keep your personal information safe. We use security options such as real time fraud monitoring, secure encryption, and 2-factor authentication.

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# COMPARISON RATE WARNING:
Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.

*Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 70% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. The discounted rate (currently 2.72% p.a.) is calculated by subtracting a discount of 2.43% from the Standard Back to Basics Variable Rate (currently 5.15% p.a.). Rates and discounts are subject to change and may be varied if the loan purpose or repayment type is changed or where the borrower fails to hold a Suncorp Bank transaction account. Pre-approvals excluded.The discounted rate is available on eligible loans applied for from 17 June 2022.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document, Lending Fees and Charges and Home Package Plus Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.

Support for non-English speakers

Suncorp Bank offers access to translating and interpreting services in more than 160 languages. Please call 13 11 55 (or +61 7 3362 1712 from overseas) to request this assistance.

Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.

Variable rate

A rate that is variable and is subject to change over the loan term.

Fixed Rate

Lock in your interest rate and repayment amount

Support for non-English speakers

Suncorp Bank offers access to translating and interpreting services in more than 160 languages. Please call 13 11 55 (or +61 7 3362 1712 from overseas) to request this assistance.