Photographs, electronic data and images

What’s not covered

The repairing, replacing or fixing of either:

• electronic data or files that are corrupted, damaged, or lost, including software, photographs, films, music, or other visual images or audio files stored electronically or on any other medium, unless both of the following apply:
  • the device that they’re stored on was lost or damaged in an insured event covered by your policy
  • the electronic data or files were legally purchased, and you can’t restore them free of charge
• hard copies of photographs, films, or other visual images that are damaged or lost. However, we’ll cover the cost of reproducing hard copy photographs you’ve purchased from, or had produced by, a professional photographic business or retail outlet.

Explore the Product Disclosure Statement (PDS)