A frightening prospect that few can comprehend happening! Explosions can cause considerable loss or damage to your home and contents.

What policy covers for loss or damage caused by explosions?



Classic Extras


Classic Advantages


What’s covered

If an explosion causes loss or damage to your home and/or contents, you can lodge a claim. We will cover loss or damage caused by a landslide or subsidence proved to have occurred within 72 hours of, and directly because of, an explosion and not because of erosion, structural fault or design fault.

What’s not covered?

There are instances that are not covered, such as when the damage was caused by nuclear or biological devices. Also, if the loss or damage is caused by erosion, vibration, subsidence, landslip, landslide, mudslide, collapse, shrinkage or any other earth movement erosion or earth movement.

We don’t cover the cost of repairing or replacing the item or container that exploded.