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Suncorp support for North Queensland

6 February 2019

Suncorp is confirming with its insurance customers in North Queensland, that their Suncorp home insurance policies will cover them for damage caused by the recent floods.

This comes in response to queries on whether the release of water from the Ross River Dam would put traditional flood status in question. This is not the case, and a ‘flood is a flood’ is the stance Suncorp will take with all home insurance claims.

If you have been affected, and haven’t lodged your claim, you can visit claims or call 13 25 24.

Our teams can also help with organising temporary accommodation, they can provide cash payments to make emergency purchases, and will answer any insurance questions.

Importantly, when returning to your home, we’re encouraging everyone to please take every safety precaution. Your safety, and the safety of your loved ones, must be your number one priority.

Key tips:

  • Ensure that electricity and gas supplies are switched off before you enter the home.
  • Do your best to dry out your property by keeping it ventilated.
  • Get wet contents out of the house, make a list of damaged items and take photos of them.

Preparing for your claims:

  • Record model and serial numbers of any damaged goods, along with photos of each item, to help us replace them before throwing them away.
  • Throw spoiled food away – do not wait for an assessor to come to your home – again, take photos.
  • If your carpet is flood damaged, please rip it up and take it outside, and keep a sample of it to help us replace it.

Suncorp bank customers affected by the floods can also access our financial relief package by calling 13 11 55 or can visit

  • An opportunity to defer scheduled loan repayments (including interest only) on a case-by-case basis.
  • Existing loan rearranging (for example, principal and interest to interest only) with the waiver of establishment fees.
  • Waive early withdrawal fees for customers wishing to withdraw from term deposits and/or Farm Management Deposits.
  • Refund of merchant rental fees for a period.
  • Credit card repayment relief where necessary.
  • Increasing emergency credit card limits.
  • Working capital assistance.
  • No interest rate increases.

Our home claims process for North Queensland floods

Suncorp and our building partners, are working together to help you get back into your home in the shortest possible time.

The following stages help explain what you can expect to see throughout this claims process.

1. Returning home

First response

Once its safe for you to return to your home, we’ve got you covered.

The valuables you have rescued from your home, if they are unaffected by water, can be kept in a container we will provide on site.

If you have any wet items in your home, you can help the recovery process by removing them and making a list of your damaged items.

Remember to take photos of anything you remove from your home prior to us attending.

2. Beginning the clean up

Making it safe

Electricity will be turned off to keep you safe and enable our team to begin the clearing process.

We will begin clearing the wet elements from your home, removing wet carpets and floating floor material together with mud and remaining flood water.

To aid in the natural drying of your home, if deemed necessary, our authorised repairers may drill holes along the floor on all internal walls.

3. Assessing the damage

Scoping repairs

You will meet our team on site consisting of Assessor and Builder.

Together, we will walk through your home to assess the damage and determine what can be saved.

And the end of the process, we will provide you with a scope of work and building repair value for your consideration.

4. Preparing for repair

Paring back

When you have agreed to the scope of work, our team will begin preparing your home for repair.

Your home will have the water affected elements removed, supporting the natural drying process, which will take time.

Finally, to ensure your home is clean, we will sanitise walls, floors and wall cavities.

5. Returning home

Moving back in

You will be able to move back home once our team have completed repairs.

We will keep you up to date on progress.

We are with you from start to finish, and your dedicated Client Manager is available to help answer your questions.

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