Motorcycle Insurance

Motorcycle Insurance with finely tuned benefits

At Suncorp Insurance, we know there is no such thing as a standard motorcycle enthusiast. Whether it’s a cruiser, tourer, sport motorcycle or city scooter, we understand everyone’s needs and wants are different. And the same goes for insurance.

That’s why Suncorp offers three simple levels of cover – making it easy to find the policy that’s right for you and your motorcycle.

Sace 15%

When you hold three or more eligible policies with us.

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Comprehensive cover for accidental loss or damage to your motorcycle and packed with benefits including a 2 year new motorcycle replacement following a total loss feature, cover for riding apparel up to $1,000 and personal property up to $500.

Provides cover for your motorcycle or scooter against fire and theft only, as well as our third party property damage cover, which covers your liability for loss or damage to someone else’s property caused by your motorcycle up to $20 million (unless a lower limit is shown on your certificate of insurance).

Covers your liability for loss or damage to someone else’s property caused by your motorcycle up to $20 million (unless a lower limit is shown on your certificate of insurance).

Compulsory insurance for QLD riders. Covers your liability if a person is injured in a car accident and you’re the at-fault driver. CTP does not provide any cover for loss or damage to your motorcycle.

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Compare product features

Cover		Comprehensive	Fire, Theft & Third Party Property Damage	Third Party Property damage	CTP
Amount Covered	We cover your motorcycle for the amount covered shown on your certificate of insurance. This is the most we will pay in the event of a total loss, less applicable deductions.		Fire and Theft only		CTP Insurance covers you by providing compensation to other people injured in a motor vehicle accident caused by a negligent driver. Those ‘other people’ could be other drivers, passengers (in your car and other vehicles), pedestrians, cyclists and motorcyclists – basically anybody hurt as a result of the accident, except you, if you’re the at fault driver. Here’s how you get a good deal more with Suncorp CTP Insurance Driver Protection Cover, at no extra cost for eligible customers Access to an advisory team of health care and rehabilitation professionals An efficient claims process with over 70 years experience The knowledge that you’re helping us in our support of Youngcare
Riding Apparel Cover	We cover the repair or replacement of your protective gear (up to $1,000) if it is damaged at the same time your motor cycle is damaged in an accident		Fire and Theft only
Personal Property Cover	We cover loss or damage to personal property with an approved motorcycle claim (up to $500)		Fire and Theft only
Hire Car after theft	We pay the reasonable hire cost of a compact category hire car for up to 21 days, if your motorcycle is stolen. Conditions apply.
New motorcycle following total loss for motorcycles less than 2 years old	In the event of a total loss when your motorcycle is less than 2 years old and you’re the first registered owner, we will replace your motorcycle with a new one of the same or similar make or model if available. Conditions apply.
Key Replacement	We cover the cost to replace stolen motorcycle keys (up to $1,000)
Lifetime Repair Guarantee	We provide a lifetime guarantee on repairs we authorise and arrange.		Fire and Theft only
Towing Cover	We will cover reasonable towing costs to get you to the nearest repairer or place of safety.		Fire and Theft only
Two-wheel trailer cover	Cover for your 2 wheel trailer for up to $1,000 when it is attached to your motorcycle
Emergency Travel Cover	Emergency travel & accommodation expenses up to $500 when more than 100km from home (does not apply for mechanical breakdown).
Legal Liability Cover	We cover up to $20 million (unless a lower limit is shown on your certificate of insurance) for your liability for damage to someone else’s property caused by your motorcycle.
24/7 Claims Service	Call us 24 hours a day, 7 days a week.
Flexible Payment Options	Pay by the month or annually (additional costs apply for pay by the month).
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Insurance is issued by Suncorp Metway Insurance Limited ABN 83 075 695 966. Please read the Motorcycle Insurance Product Disclosure Statement before making any decision regarding this product. Contact us for a copy. The features and benefits described on this page and in our Motorcycle Insurance Product Disclosure Statement apply to new customers from 26th November 2012 and existing customers on renewal from 4th January 2013.