Suncorp Car Insurance

Join today and become one of the 500,000+ cars already insured with Suncorp Insurance

  • $50 off if you buy our comprehensive car insurance online
  • Easy claims process with $700K+ claims paid every day!
  • Claims Free Driver Rewards on comprehensive policies
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Our car insurance covers

Find out what’s included, what’s not and all the optional extras

Features and Benefits

Comprehensive Car Insurance covers your car for accidental loss or damage, fire and theft.
Also covers your liability for loss or damage that your car causes to someone else's property.

  • 2 year new for old car replacement

If your car is a total loss within the first 2 years of registration and you are the first registered owner, we'll replace it with a new one of the same or similar make and model. Conditions apply.

  • 7 day repair guarantee (conditions apply)

We’ll repair your comprehensively insured car within 7 days if you can safely drive to a Suncorp assessment centre following an approved claim. If we don’t, we’ll cover the daily hire cost of a ‘compact’ category hire from the 8th calendar day until your car is repaired. Some claim types excluded.

  • Lifetime guarantee on repairs we authorise and arrange

For repairs we authorise, the quality of the materials and workmanship are guaranteed for the life of your car, even if you no longer own it. If a defect arises in the lifetime of your car as a result of faulty materials or workmanship, then we will rectify the problem.

  • Accidental damage to other people's property

We cover your legal liability for damage to other people’s property caused by your car covered up to $20 million.

  • Personal Property

We cover your personal property stolen/damaged in an incident involving your vehicle (Limit up to $500)

  • Hire car after theft for up to 14 days

We’ll cover the daily hire cost of a ‘compact’ category hire car following theft, or attempted theft for up to 14 days following an approved claim. Other conditions apply.

  • Flood, hail and storm damage

We cover damage to your car caused by storms, hail and flood.

  • 24/7 claims service

We offer a 24/7 claims service, Australia-wide.

  • Cover for fire and theft

We cover damage to your car caused by fire & theft.

  • Damage caused in an accident or collision

We cover damage to your car caused in an accident or collision.

  • Malicious acts or vandalism

We cover damage to your car caused by malicious acts or vandals.

  • Transport cover

If you can safely drive to a Suncorp assessment centre or repair facility following an approved claim we will cover the reasonable taxi costs to your home or work and then back again once the repairs are complete. Some exclusions apply.

  • Show all benefits
Level 2
Comprehensive Extras

With Comprehensive Extras, you’ll get all of the features of Comprehensive Car insurance plus the choice to add on:

  • Windscreen and window glass damage cover (1 excess free claim)
    Cover for accidental damage to your car’s windscreen, windows or sunroof if they’re damaged including 1 excess free claim per year.
  • Hire car after an event up to 14 days
    We’ll cover the daily hire cost of a ‘compact’ category hire car following an approved claim. Other conditions apply.
Level 3
Comprehensive Advantages

With Comprehensive Advantages, you'll get all of the features of Comprehensive Car Insurance plus the automatic inclusion of:

  • Windscreen and window glass damage cover (1 excess free claim)
    Cover for accidental damage to your car’s windscreen, windows or sunroof if they’re damaged including 1 excess free claim per year.
  • Hire car after an event for unlimited days
    We’ll cover the daily hire cost of a ‘similar make and model' hire car following an approved claim up to $90 a day for unlimited days.
  • Lifetime new for old car replacement
    If you continuously insure your new car with us on Comprehensive Advantages from within 13 months of your car’s purchase and you are the first registered owner, if it’s ever written off, we’ll replace your car with a new one. Other conditions apply. If you have this cover it will be shown on your certificate of insurance.
Product Disclosure Statements

For full details and exclusions please read our

Car Insurance PDS documents
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Ways we help you save
  • 15% multi policy discount
  • Claims free driver rewards
  • $50 Online discount
  • Low kilometres travelled
  • 10% family discount
  • Voluntary excesses
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CTP Insurance

Compulsory insurance for Queensland motorists. Covers your liability if a person is injured in an accident and you're the at-fault driver. It does not cover loss or damage to your vehicle.

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Why insure with Suncorp Insurance?

500,000+ cars insured across Australia

24/7 support and claims service

Car Insurance issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance. Approved applicants only. Exclusions apply. Please read the relevant Product Disclosure Statement before you make any decisions regarding this product. Ask us for a copy.

 
 
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